Since March, there are four changes in the property market.

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 Since March, there are four changes in the property market.


The building of the Wuhan Green Space Center Change one: some cities issue Yaohao new deal to tilt the rigid demand. Since March, Wuhan, Hangzhou and Xian have issued Yaohao new policies one after another. Reporter found that, as of now, Shanghai, Nanjing, Changsha, Chengdu, Wuhan, Hangzhou and Xian 7 cities announced the notifications of buying a purchase, of which, Wuhan is still in the consultation stage. There are differences in the policy of different cities. Shanghai and Chengdu stipulate that the new opening of commodity housing is used in the way of shaking number; while Nanjing, Changsha, Xian and Hangzhou proposed only for the project with more intent to buy a house than the available house, the Wuhan has no rigid provisions to suggest that the number of people who are willing to buy a house more than the source of the sale of the project should be notarized by the way of shaking the number. Sales. Hangzhou, Wuhan, Chengdu and Changsha have all given policy preferences for the group of buyers who just need to buy. For example, Hangzhou stipulates that a certain proportion of housing security is provided for home free families, and Wuhan is proposing that the first purchase of new commodity housing for the first time is a priority. The background of the Yaohao policy is to strengthen the local governments main responsibility for the regulation of the property market under the positioning of living without speculation. Zhang Bo, the chief analyst of the 58 House Property Research Institute, said that the trade in commercial houses was effectively regulated by the shaking number, and the bad behavior such as tea fee was eliminated from the source. Construction of commercial housing in the vicinity of Haikou Guoxing Avenue Change two: restricted purchase, restricted sale extended to three or four line city In addition to the Yaohao purchase policy, the purchase and sale of the city continued to increase. In addition, Hainan has implemented the global restriction on the basis of the restriction policy. The most direct reason for the emergence of regulation and upgrading in cities such as Qingdao is the rapid rise in housing prices. Zhang Dawei, the chief analyst of the Central Plains real estate, said. The March housing price data issued by the National Bureau of statistics showed that the second-hand housing in Qingdao rose by 1.4%, the new housing rose by 0.4%, the second-hand housing in Kunming rose by 0.4%, and the new housing rose by 0.8%. It is worth mentioning that some three or four tier cities have also joined the restriction and sale teams. The city of Luzhou, Sichuan, proposed that the land land in the hot area of the central urban area should be controlled by the way of restricting the price of housing sales, supporting the supporting housing and the self holding of the rental housing, which can be carried out after approval; the Funan County of Fuyang, Anhui Province, carried out the limit of the sale of the two suites and the three suites. Yan Yuejin, research director of the center for the think tank of the Institute of Yi Ju, pointed out that to three or four line cities, the main content is to go to stock, but the price and land price have also been hyped, so some cities hope to stabilize the market through the policy of limiting purchase. In addition, from the perspective of policy content, the contents of the restriction will be more, while the restriction will be less. Buyers look at the sand Market and consult the sales staff. Change three: encourage and guarantee the loan of provident fund In the way of housing loans, many policies have been promulgated to encourage and protect provident fund loans. Beijing provident fund system will be phased upgrade, the next 90% business can apply online; Zhuhai housing provident fund deposit option for WeChat and Alipay and other forms of brush face authentication; Nanjing purchase of the first suite of provident fund loans to the maximum amount from 300 thousand yuan / person to 500 thousand yuan / person...... Some cities are cracking down on housing firms refusal to fund loans. Huizhou proposed that the housing enterprises restricted, obstructed, refused to use housing provident fund loans to buy a house, refusing to rectify the public exposure, and the credit system in accordance with the law seriously dealt with according to law; Nantong clear developers can not refuse the provident fund loans, violations will be severely punished. Does provident fund loans mean that the property market is loosening? Yan Yuejin believes that from the current preferential situation of the housing market, this does not belong to the property market loosening, but belongs to the real estate markets policy of benefiting the people. Similar policies, such as raising the amount of provident fund, are largely due to the fact that the current real estate market does have all kinds of new demand, and it is reasonable that the policy is loose. Change four: the first set of mortgage interest rates In recent months, more and more money has been heard from banks throughout the country, such as tight bank quotas and rising first home loan interest rates. For example, CITIC Bank has previously tightened the mortgage business in Beijing. Data from the fusion 360 monitoring show that the nationwide mortgage loan is on the rise. In March 2018, the average interest rate of the first suite loans in the country was 5.51%, equivalent to 1.124 times the benchmark interest rate and 0.92% higher than the ring rate. The 360 forecast is that if the current growth rate of housing loans is maintained, it will be possible to break 6% at the end of the third quarter of 2018. But from the perspective of the process, there will be a steady rise, and with the arrival of differentiated credit, there will be a favorable trend for the rigid demand. The external scene of a small village in Fengtai District, Beijing What is the trend of the future property market? From the policy point of view, Zhang Dawei believes that more than 20 cities are expected to carry out the official Yaohao sale policy. In the Yaohao, just need, no housing will give priority to the choice of housing. Zhang Bo predicted that the policy of urban planning and classified regulation will continue in 2018, and the rising prices will obviously strengthen the regulation and control of cities. The intensity of 2018 years of purchase will not be weakened, and there will be an increase in the restriction and purchase of cities. In terms of house prices, Yan Yuejin said, according to the March house price data, the year on year increase has narrowed, and it is expected that the trend will continue to narrow or even fall over the same period of last year. The current cooling of housing prices is a major trend, but there may be some resistance in the middle stages and cities. Zhang Dawei believes that the inventory of three or four tier cities continues to decrease, and in the second tier cities after replenishment of inventory, the three or four line cities also opened up the era of inventory shortage. In 2018, the property market in the second tier cities is expected to remain stable, while the three or four tier cities will be running at a high level. Source: China News Net editor: Cao Yi _NN5778 Zhang Bo predicted that the policy of urban planning and classified regulation will continue in 2018, and the rising prices will obviously strengthen the regulation and control of cities. The intensity of 2018 years of purchase will not be weakened, and there will be an increase in the restriction and purchase of cities. In terms of house prices, Yan Yuejin said, according to the March house price data, the year on year increase has narrowed, and it is expected that the trend will continue to narrow or even fall over the same period of last year. The current cooling of housing prices is a major trend, but there may be some resistance in the middle stages and cities. Zhang Dawei believes that the inventory of three or four tier cities continues to decrease, and in the second tier cities after replenishment of inventory, the three or four line cities also opened up the era of inventory shortage. In 2018, the property market in the second tier cities is expected to remain stable, while the three or four tier cities will be running at a high level.