Compared with Shenzhen pilot red envelope, which can only open the wallet of the four major banks of China Construction of industry and agriculture, Suzhou pilot project has added Bank of communications and postal savings bank as designated operating agencies, which also means that the six state-owned banks have become designated operating agencies of digital RMB.
It is understood that the double 12 Suzhou Shopping Festival digital RMB consumption red packets will be issued in the form of lottery. The lottery registration channel will be officially opened from 0:00 on December 5, 2020, and will last until 24:00 on December 6, and the winning results will be announced on December 11.
Participants can search for Suzhou app in android app market or apple Appstore, download and register in real name, register on Suzhou app, make an appointment, and open a bank with their own personal digital RMB. After the appointment is successful, the participants can pay attention to the app information of Suzhou and wait for drawing lots.
Who is eligible to participate in drawing red envelopes? It is reported that the Suzhou citizens registered by the appointment registration system must have a (or above) normal social security payment record within the Suzhou metropolitan area in the past three years (monthly), or the household register or temporary residence in the Suzhou metropolitan area.
The winning bidder can make consumption through the digital RMB app to the designated offline merchants in Suzhou area from 20:00 on December 11 to 24:00 on December 27, and can also make online consumption through Jingdong Mall.
According to the Suzhou Municipal Peoples government, the digital RMB consumption red envelope is a combination of the pilot work of digital RMB and the double 12 Suzhou Shopping Festival activities. The digital RMB consumption red packets are distributed to the public in Suzhou City by drawing lots. The personnel who obtain the digital RMB consumption red packets can spend in the designated merchants and online e-commerce within the validity period.
Jingdong Digital Technology Co., Ltd. said that Jingdong Mall supports citizens to use digital RMB to pay for their own explosive products, becoming the first online scene to access digital RMB in the pilot project; at the same time, citizens can consume without threshold in nearly 10000 offline merchants within the jurisdiction of Suzhou City, and all offline scenes such as Jingdong five-star electronics, Jingdong home and Jingdong convenience stores all support the use of digital RMB. In addition, Jingdong and Xiangcheng District of Suzhou have jointly created a digital RMB featured payment scene. Citizens with delivery address in Xiangcheng District can choose the scene of payment on delivery of self operated goods of Jingdong Mall to use digital RMB payment, and they can experience the convenient payment service of digital RMB without leaving home.
Previously, Jingdong digital branch and the digital currency Research Institute of the peoples Bank of China have reached a strategic cooperation. Based on the digital RMB project, both sides jointly promote the R & D and construction of mobile basic technology platform and blockchain technology platform, and jointly promote the innovation of mobile application function of digital peoples currency and the landing application of online and offline scenarios in combination with various major scenarios of JD.