Freely suspending the rent loan business of university graduates in Beijing

category:Finance
 Freely suspending the rent loan business of university graduates in Beijing


However, at present, under the notes of free installment and easy payment, it is indicated that the signing of contracts in Beijing does not support the free installment payment of micro investors; the quarterly and annual bills do not support the use of easy payment. As for the reasons for suspending the use of installment payment, easy payment and other payment methods for Haiyan plan customers in Beijing area, and the reasons for suspending the use of Weizhong fund end by free installment payment, as of the time of publication, the free side has not given any response.

However, the free suspension of the use of Weizhong capital end may also be related to the dispute between Weizhong bank and the rental loan of eggshell apartment. According to the economic daily, the tenant and the eggshell apartment have been terminated and moved out of the apartment, but the rental loan contract previously handled through the micro banks could not be terminated.

According to the report, Weizhong bank modified the electronic contract for the reason of version upgrade, deleting the agreement that if the tenant withdraws the rent in advance, the eggshell apartment will directly return the remaining rent to the Weizhong bank, in an attempt to firmly pin the pot on consumers.

It is worth mentioning that since the beginning of this year, there has been a lot of turmoil in the long-term rental apartment industry, including eggshell apartment, which ranks second in the long-term rental industry, also has a shortage of funds and arrears of wages to owners, suppliers and employees. For a time, long-term rental apartments have been pushed to the forefront of the storm, and the social risks hidden in the rent loan mode have also been exposed.

CCTV news pointed out that the so-called rent loan is to let tenants borrow from financial institutions to pay the rent for half a year to the whole year in a lump sum. Then the company will use the funds to pay the rent to the owners and expand the business. The tenants turn to the financial institutions to make monthly repayment, so as to relieve the rent pressure, the owners guarantee the rent income, and the long-term rental enterprises increase the fund pool Like a kill three birds with one stone business model.

However, although the rent loan alleviates the pressure of the three parties to a certain extent, it also increases the risk of homeowners and tenants. Once the enterprises capital chain is broken, the tenants will not only lose their prepaid rent, but also continue to repay the loan, which may even lead to the damage of personal credit. For the homeowner, the house is occupied but can not recover the rent, and will also face the crisis of fund chain disconnection. CCTV news mentions that how far can the rent loan mode go and how it should develop in the future still needs the joint efforts of the society. As homeowners and tenants, they need to be aware of the risks of participating in rent loan, choose carefully according to their own situation, and guard against the temptation of abnormal price rent. Dont cause more losses because of a small profit. Source: surging news editor: Zhong Qiming_ NF5619

CCTV news mentions that how far can the rent loan mode go and how it should develop in the future still needs the joint efforts of the society. As homeowners and tenants, they need to be aware of the risks of participating in rent loan, choose carefully according to their own situation, and guard against the temptation of abnormal price rent. Dont cause more losses because of a small profit.