Guard against consumption overdraft: ant financial failed to go public

category:Finance
 Guard against consumption overdraft: ant financial failed to go public


All kinds of Internet platforms are promoting their lending products, covering the corner that traditional banks cant cover. It is not unreasonable for capital to pursue profit, but it always disgusts the audience to lure and encourage some groups to consume beyond their ability and make profits from it. However, the platform can not accurately identify which consumers are just temporary difficulties and which consumers are drinking poison to quench their thirst.

If consumers fall into a difficult situation, they should also find out the reasons from themselves. They should establish a correct consumption concept. They should not take consumption and enjoyment as the life goal, treat all kinds of consumption propaganda carefully, treat consumerism propaganda of various media carefully, and make rational consumption, so as to avoid life getting into a dilemma. When the income is low, we should reduce unnecessary expenditure, increase the source of income, make prudent decisions and resist all kinds of temptation.

There is no need to be over thrifty. However, Yueyue clan and over consumption are not good habits. There should be good redundancy. For example, to ensure that you can live for a period of time without income at all, which requires saving at ordinary times. Under the epidemic situation, the economic performance of different countries is very different. In addition to the different situation of epidemic control, it is also important whether residents have savings or not. In some economies, residents have no savings habits and no income. Immediately, their cash flow breaks and their lives are in a dilemma. Consumption habits may even affect the quality of the whole economy. Over consumption seems to stimulate the economy, but it also expands the factors of economic instability. Lending should be seen as a bridge through difficult times, not every day. The same is true of residents and enterprises. The reason why the debt crisis is frightening is that some borrowers have made investments and expenditures that do not match their own abilities. They lack the ability to generate blood, so they can only borrow new debts to repay the old debts, which will drag down the whole economy. Source: Securities Times Author: Yu Shengliang, editor in charge: Wang Xiaowu_ NF

There is no need to be over thrifty. However, Yueyue clan and over consumption are not good habits. There should be good redundancy. For example, to ensure that you can live for a period of time without income at all, which requires saving at ordinary times. Under the epidemic situation, the economic performance of different countries is very different. In addition to the different situation of epidemic control, it is also important whether residents have savings or not. In some economies, residents have no savings habits and no income. Immediately, their cash flow breaks and their lives are in a dilemma.