The latest portraits of 43 rich people come out! The average age was 41 years old, mainly married men

category:Finance
 The latest portraits of 43 rich people come out! The average age was 41 years old, mainly married men


According to the report, 97% of the ultra-high net worth respondents regard protection and inheritance as the primary purpose of family wealth management. Under the current investment environment, Chinas ultra-high net worth people are no longer blindly pursuing the rapid growth of asset value, and their consciousness of asset protection is strengthening, and they gradually accept the reasonable income matching with the tolerable risk.

Among them, up to 81% of the respondents chose bank savings as the basic standard allocation of financial investment products; equity investment, stocks and funds have become more and more popular, indicating that the risk tolerance of ultra-high net worth individuals in China has gradually increased. However, they are more cautious about overseas investment and prefer to hold cash in mature overseas financial markets.

In terms of age distribution, the ultra-high net worth group is younger, with an average age of 41 years old. Business owners account for 85% and their business assets account for 66% of all their assets. In addition to Hong Kong, Macao and Taiwan, Chinas mainland has 100 million yuan assets of the super high net worth family number reached 105 thousand, 5640 less than the business year, down 5.1%. From the perspective of provincial and municipal distribution, Beijing, Guangdong, Shanghai and Zhejiang have the largest number of ultra-high net worth families, all over 10000. Among them, Beijing is still the region with the largest number of ultra-high net worth families with assets of 100 million yuan, with a total of 18900 households.

Ultra high net worth people pay more attention to risk aversion

Compared with the concept of active investment adopted by over 60% of the ultra-high net worth individuals last year, only 30% of the ultra-high net worth individuals chose this concept this year, and 36% chose risk aversion as the top priority of asset management, an increase of 80% compared with last year. From the perspective of risk control, people with ultra-high net worth are more willing to invest in areas with long-term cultivation and accumulation of resources, and focus on decentralized portfolio management.

Due to the unstable international situation, the continuous opening of Chinas capital market, and the continuous improvement of global investors confidence in Chinas long-term macro-economy, the global Chinese have increased their allocation of the Chinese market. A trend that needs to be concerned is that although more than 80% of ultra-high net worth individuals have made global asset allocation, under the influence of international turbulence and stricter investment supervision, more than half of the ultra-high net worth individuals interviewed this time said that they planned to shrink some cross-border businesses.

According to the survey data, mainland China has become the first choice for the layout of assets in the super high net worth population. The main choice of offshore areas is China, Hongkong, the United States, European countries, Canada and Australia. Specifically, 100% of the super high net worth people said they were in mainland China, 35% of the relevant people said they would be equipped with Chinese mainland Hongkong, and 31% of the relevant people said they would be able to deploy European countries and the United States.

Family trust enters the era of 2.0

This year, the epidemic has suddenly come. Many ultra-high net worth people have actively participated in charity and public welfare undertakings by setting up charitable trust or wealth management + charitable donation, so that family wealth can play an increasingly important role in the field of social welfare. According to the data of charity China website, as of mid November this year, nearly 500 charitable trust projects have been registered in China, with a total property size of more than 3 billion yuan. Efficient and professional family trust industry chain is forming. The wealth management industry is faced with both opportunities and challenges. The increasingly expanding market scale and diversified wealth management demands promote the specialization of family trust to be more refined. Hurun, chairman and chief research officer of Hurun Baifu, said: if the last 20 years are the era of wealth creation , the next 20 years must be an era of wealth management . Interestingly, a quarter of the entrepreneurs on the list are over 60 years old, and the inheritance of Chinese family wealth is entering a critical period. Source of this article: Yang Bin, responsible editor of securities companies in China_ NF4368

This year, the epidemic has suddenly come. Many ultra-high net worth people have actively participated in charity and public welfare undertakings by setting up charitable trust or wealth management + charitable donation, so that family wealth can play an increasingly important role in the field of social welfare. According to the data of charity China website, as of mid November this year, nearly 500 charitable trust projects have been registered in China, with a total property size of more than 3 billion yuan.

Efficient and professional family trust industry chain is forming. The wealth management industry is faced with both opportunities and challenges. The increasingly expanding market scale and diversified wealth management demands promote the specialization of family trust to be more refined.