New policy of lottery in Chengdu inclines pre qualification code for house purchase to prevent speculation

category:Finance
 New policy of lottery in Chengdu inclines pre qualification code for house purchase to prevent speculation


In fact, not long ago, in September, Chengdu issued the notice on maintaining the steady and healthy development of the real estate market in our city (referred to as the 15 new policies of the property market), in order to support the reasonable demand for self housing, in addition to vigorously implementing the rent subsidy expansion and raising the bid, the proportion of housing resources provided to the families without housing in the notarization lottery was further increased, and the families without housing had the highest priority The low proportion increased from 50% to 60% of the remaining housing resources after the priority of shed reform. In addition, priority should be given to protecting the demand of non housing households in the sale of hot buildings.

Obviously, this time, Chengdus policy inclination to houseless households is unprecedented. For the hot real estate, it blocks the possibility of ordinary users and budget Limited customers to grab the scissors gap.

Ding Yao, an analyst at Tongce Research Institute, points out that since this year, several key cities, such as Hangzhou and Nanjing, have taken standardized measures to solve the problem of difficult lottery. Although the detailed rules are different, their core points are roughly similar. They are to further implement the no speculation on housing to ensure the rights and interests of specific groups of people, and the most important thing is the families without housing and just in need.

Real estate enterprises gather in Southwest China

Why is Chengdu urgent to solve the purchase demand of houseless households at this time? On the one hand, the so-called leisure city, the property market, which has always given people a mild impression, has also appeared in the lottery. In March this year, more than 10000 people signed up for the lottery of Chengdu Evergrande Tianfu Peninsula and zizixuan, and the winning rate of ordinary house buyers was about 1%; in mid April, more than 22000 Kaide Zhuojin Wandai in Chengdu XinPan scrambled for 194 suites, and the winning rate of ordinary Buyers was 0.3%.

On April 26, Sichuan FA Tianfu Shangcheng obtained the pre-sale certificate for the new buildings in Chengdu, with a total of 786 units launched, and more than 40000 people signed up for lottery, setting a new record for the number of single new house buyers in the year, and the probability of ordinary buyers winning is only 0.7%; Chengdu Kaide zhuojiwandai real estate obtained the pre-sale certificate on July 13, and launched 774 housing resources, with more than 58000 registered number of ordinary buyers The signing rate was only 0.48%.

On the other hand, it may have something to do with the market situation that Chengdu is the place where real estate enterprises must contend. According to a local industry person, not only are there many large real estate enterprises in Chengdu, but also there are many real estate enterprises with annual sales of about 10 billion-20 billion in Sichuan.

For example, Yuzhou group ranked second in the amount of land acquired by enterprises in the first three quarters of Chengdu and the first in land acquisition area. In the first three quarters of the top 10 sales, foreign real estate enterprises accounted for six.

Real estate companies want to borrow Chengdu to enter the western region. Among the top real estate enterprises with nationwide development, except Xincheng holdings Southwest Branch due to the merger of Chengdu and Chongqing companies, the management team is located in Chongqing, and other Southwest Branch are all located in Chengdu. This is not difficult to explain why the attention of Chengdu market continues to rise.

According to Tongce Research Institute, in October, the average price of commercial residential buildings in the first circle of Chengdu was about 23728 yuan / m2, with a year-on-year increase of 11% and 8%; the average price of the second circle was about 17026 yuan / m2, with a year-on-year increase of 30% and 4%. As the second circle of red disk concentration, the price has increased greatly in recent years, which has also injected a strong optimistic expectation into the market and encouraged the investment speculation demand to a certain extent.

There are still a lot of new customers in Chengdu who cant buy houses. Intermediary Li Chan (pseudonym) revealed that after this policy came out, for the families who have houses but want to replace, the impact will be greater. These two days, Li Chan received a lot of improved customers. They didnt have enough money in their early years. They bought one, two or three small rooms. Now if you want to change to improve or school district, its not easy to do it.. Li Chan revealed that these customers who must be replaced have to consider qualified second-hand houses, but second-hand houses are more difficult to buy, because the policy in September includes that the value-added tax of second-hand houses can only be reduced after five years. Previously, VAT can be reduced after two years.

One fact is that in October this year, the second-hand house prices in Chengdu increased by 11.84% year-on-year, and the second-hand house prices in urban areas increased by 12.03%.

Chengdu insists on housing without speculation

Chengdus new deal also has a bright spot: the pre qualification code is given to the purchase registration system for those who meet the conditions of purchase. Yan Yuejin, research director of the think tank center of the E-House Research Institute, believes that this can really lead the house purchase source into the people who are qualified to buy a house and put an end to all kinds of speculation, which is worth learning from other cities. This policy puts forward the pre qualification and registration of house purchase, which objectively helps to standardize the housing subscription process, and has a greater security function for the just in need buyers.

Ding Yao pointed out that from the perspective of the background and objectives of the new deal, it is mainly aimed at some online red houses, which are usually cheaper, cost-effective and hot for lottery. The new deal will curb the speculative demand for online red spots and further consolidate the housing without speculation. At the same time, the identification standard accurate to area also has the function of guiding self living balance.

It is worth mentioning that as a leisure city, most of the improved units in Chengdu have gone directly to the four rooms. Most people think that three rooms are just needed. It is understood that there are only a small number of residential buildings in the east of Chengdu, with small apartment types of less than 90 square meters, and none of them in the south of the city.

It is understood that Chengdus real estate is mainly large-scale, and the red spots are basically concentrated in the high-tech zone. Zhongjian Tianfu mansion is also a large unit with an area of more than 120 square meters. In Tianfu new area, Chuanfa Tianfu Shangcheng, Evergrande Tianfu Peninsula, Yuanda Central Park, etc. are basically shaken by ten thousand people because they are upside down. These plates are relatively rigid, but they are also more than 100 square meters.

In contrast, Chengdus property market regulation in recent years can be said to follow the trend. At first, the purchase was strictly restricted by the district. For example, the high-tech zone and Tianfu new area were allowed to buy a house if they met the requirements of social security and household registration. Later, after the Tianfu new area provided a large amount of land, Tianfu new area did not have so many house purchasing qualifications, and people in other districts did not have the qualification to buy, so they released some of them. By the end of 2019, customers with high-tech zone accounts will be able to buy projects in Tianfu new area. This year, in response to the overall market, adhere to the housing speculation launched a number of measures.

According to a research report of the China securities regulatory institute, in the third quarter of this year, the real estate regulatory policy has shifted. The Central Committee has held several meetings to emphasize that the positioning of housing without speculation remains unchanged. It does not regard real estate as a short-term means of stimulating the economy, and deploys regulatory measures from various aspects. The central government held three symposiums on the real estate industry, focusing on the following real estate work, key real estate enterprises and some hot cities.

For example, Chengdu issued 15 new policies on the property market in September, which is to combine the current reality, comprehensively use land, finance, taxation and necessary administrative means to put forward targeted measures in six aspects, including strengthening land market regulation, implementing financial Prudential Management, supporting reasonable self housing demand, improving housing regulation policy, strengthening market supervision and monitoring, and strengthening public opinion propaganda and guidance. (Editor: Bao Fangming)

Source: 21st century economic report by Tang shaokui, editor in charge: Wang Xiaowu_ NF