First in the country! The capital also issued tickets to encourage housing prices to be lowered

category:Finance
 First in the country! The capital also issued tickets to encourage housing prices to be lowered


According to local media reports, Harbin will announce a new deal in the property market -- a notice on policies related to promoting the steady and healthy development of the citys real estate market during the epidemic period , with a total of 14 articles, which will support the purchase of houses in terms of house purchasing qualification, provident fund loan, mortgage loan, etc., with the key word of price reduction . The official statement is,

We should support and encourage developers to give up profits to house buyers. Districts and counties with greater downward pressure on the sales of new commercial housing should actively guide and encourage real estate enterprises to take discount sales promotion, group purchase and other ways to make profits.

On November 16, the data released by the National Bureau of statistics showed that the year-on-year increase in the prices of new and second-hand houses in Harbin in October was lower than that in the previous month. Among them, the selling price of second-hand housing decreased by 0.4% month on month, and the listing price of second-hand housing changed from 9754 yuan to 9742 yuan.

Why Harbin?

The epidemic period mentioned in the above-mentioned documents is a special case this year. From January to September this year, the GDP of Heilongjiang Province was 861.97 billion yuan, a year-on-year decrease of 1.9%; the GDP of Harbin was 343.8 billion yuan, a year-on-year decrease of 3.3%. With the economic downturn, housing prices in Harbin cant hold up.

The direct reason is the pressure of Harbin property market itself, the huge inventory is like a barrier lake. Kerui data shows that as of the end of October this year, Harbin property market to inventory cycle reached 23.1 months. Simply put, even if there is no new development, Harbins existing buildings will take almost two years to sell out.

Supply continues to increase, and its a bit difficult for the market to digest. According to the monitoring data of Harbin company of E-House enterprise group, in October, 6534 commercial housing units were sold in six districts of Harbin, with a transaction area of 629000 square meters, down 11.53% and 13.5% on a month on month basis, and the average transaction price fell by 0.36% month on month and 5.95% on a year-on-year basis.

One of the 14 new policies in Harbins property market is to give house tickets, relax the qualification of purchasing houses and expand the group of purchasing houses. According to the new regulations, it supports the employees who have paid and deposited provident fund in other places to apply for housing provident fund loan in Harbin, so as to realize the same housing provident fund loan policy in Harbin; flexible employees can apply for loans after continuously paying provident fund for 6 months.

The loan policy has the same strength: commercial banks and financial institutions give the same policy support to residential apartment products; the age of individual loan for housing provident fund of female cadres at county level and female professional and technical personnel with senior titles is adjusted from 55 to 60.

Profit sharing promotion may stimulate housing prices, but to stabilize the property market, we still need to rely on economic prosperity and population inflow.

According to the Harbin statistical bulletin, the population of Harbin has been decreasing continuously in recent years: the total population of 9 million 614 thousand registered residence in late 2015, 259 thousand people lower than the end of last year; 7 thousand in 2016; 71 thousand in 2017 than in the end of 2016; 35 thousand at the end of 2018; at the end of the year, the number of registered residence households was 2019, the number of people who had decreased by 35 thousand over last year was basically reduced. Less momentum. On the evening of November 18, Wang Wentao, governor of Heilongjiang Province, said at the Yabuli forum that Heilongjiang Province will promote the transformation of the business environment by taking handling affairs without seeking people as a breakthrough. It is hoped that from this year on, the improvement of the environment will turn investment must go through Shanhaiguan into investment competing over Shanhaiguan. Source: 21 caiwenhui editor in charge: Chen Hequn_ NB12679

According to the Harbin statistical bulletin, the population of Harbin has been decreasing continuously in recent years: the total population of 9 million 614 thousand registered residence in late 2015, 259 thousand people lower than the end of last year; 7 thousand in 2016; 71 thousand in 2017 than in the end of 2016; 35 thousand at the end of 2018; at the end of the year, the number of registered residence households was 2019, the number of people who had decreased by 35 thousand over last year was basically reduced. Less momentum.

On the evening of November 18, Wang Wentao, governor of Heilongjiang Province, said at the Yabuli forum that Heilongjiang Province will promote the transformation of the business environment by taking handling affairs without seeking people as a breakthrough. It is hoped that from this year on, the improvement of the environment will turn investment must go through Shanhaiguan into investment competing over Shanhaiguan.