In terms of relaxing the policy of provident fund loan, the circular mentioned that the online approval of project signing for provident fund loan projects was realized. Instead of the original weekly loan review meeting, it was adjusted to submit a single contract project at any time and approve it at any time. We will support employees who have paid for provident fund in other places to apply for housing provident fund loans in Kazakhstan, so as to realize the same housing provident fund loan policy in Harbin. At the same time, the age of housing provident fund loans for female cadres at county level and professional and technical personnel with senior professional titles has been adjusted from 55 to 60 years old. For flexible employees, they can apply for loans after six months of continuous deposit of provident fund.
According to the latest data released by the National Bureau of statistics, in October this year, the sales price of newly-built commercial residential buildings in Harbin increased by 0.1% month on month and 2.8% year-on-year, ranking 48th among 70 large and medium-sized cities.
The following are 14 specific supporting measures:
1u3001 In 2020, according to the comprehensive credit evaluation results of real estate development enterprises in Kazakhstan, the pre-sale funds of commercial housing will be supervised and adjusted until December 31, 2021 (refer to the implementation in 2020, except for red card enterprises).
2u3001 Before December 31, 2021, only 3% of the amount of supervision funds will be reserved for the construction of subsequent supporting projects such as courtyard greening, roads, lighting, etc. for the projects included in the supervision of pre-sale funds of commercial housing before December 31, 2021, and the remaining capital development enterprises can apply at any time and directly transfer them to the account of the construction unit marked in the construction engineering construction permit.
3u3001 During the period of epidemic prevention and control, the construction unit can apply for delaying the payment of supporting fees for urban infrastructure in the form of commitment, and the suspension time shall not exceed 2 months. Those who fail to pay in full in case of overdue breach of contract shall be listed in the list of dishonest enterprises according to the provisions, and the relevant departments shall implement joint punishment.
4u3001 For real estate development projects with pre-sale license before September 30, 2021, and in line with other relevant provisions on the signing of individual provident fund loan projects, project signing can be accepted.
5u3001 The project of provident fund loan realizes the online examination and approval of project signing, which is adjusted from the original weekly loan review meeting to a single contract project submitted at any time and approved at any time.
6u3001 We will support employees who have paid for provident fund in other places to apply for housing provident fund loans in Kazakhstan, so as to realize the same housing provident fund loan policy in Harbin.
7u3001 The borrower and co payer of provident fund can withdraw the provident fund to repay the commercial house purchase loan by monthly installments. At the same time, online processing mode can be opened to realize online and offline synchronous processing.
8u3001 The age of personal loan for housing provident fund of female cadres at county level and professional and technical personnel with senior professional titles was adjusted from 55 to 60 years old.
9u3001 Flexible employees can apply for loans after six months of continuous deposit of provident fund.
10u3001 Support Harbin Bank and other commercial banks and financial institutions, and give the same policy support for residential apartment products to enjoy residential mortgage loans. The water, electricity and gas charges of apartments actually used for residential purposes shall be implemented according to the civil price standard.
11u3001 From now on to December 31, 2020, we will support and encourage the development enterprises to further sell the newly-built commercial houses such as residential houses and residential apartments to the people who buy houses. On this basis, more preferential policies will be given to those who purchase houses for special contribution groups such as Hubei aid personnel, anti epidemic commendable personnel, etc. The government will assess the sales of profit making enterprises and give them commendations and awards.
12u3001 For the commercial housing sales contracts filed from now on to December 31, 2020, the development enterprise can exercise the right to sign and terminate the contract in the online filing system, and the number of cancellations of each housing sales contract is limited to one time.
13u3001 For the districts and counties (cities) with great downward pressure on the sales of newly-built commercial housing, timely report the inventory, sales volume and downward pressure of Local Newly-built commercial housing, and actively guide and encourage enterprises to sell newly-built commercial housing by means of discount promotion and group purchase according to the market situation. 14u3001 All district and county (city) governments should earnestly fulfill the main responsibility of the real estate market, strictly guide enterprises to implement various epidemic prevention measures, and actively guide and support the resumption of real estate development projects. Relevant departments of natural resources planning, finance, taxation, finance, housing construction, provident fund, real estate and other relevant departments should vigorously cooperate, actively support enterprises to resume production and operation, timely study and judge the trend of real estate, and do a good job in market monitoring and analysis. All real estate development enterprises should strengthen the main responsibility of the enterprises, implement the epidemic prevention measures and do a good job in production and operation, so as to jointly promote the stable development of the citys real estate market. Harbin encourages real estate enterprises to sell new houses with profits_ NF
13u3001 For the districts and counties (cities) with great downward pressure on the sales of newly-built commercial housing, timely report the inventory, sales volume and downward pressure of Local Newly-built commercial housing, and actively guide and encourage enterprises to sell newly-built commercial housing by means of discount promotion and group purchase according to the market situation.
Harbin encourages real estate enterprises to sell new houses with profits