Differentiation of property market regulation: one side is to prevent rising, the other is to prevent falling

category:Finance
 Differentiation of property market regulation: one side is to prevent rising, the other is to prevent falling


Since the second half of this year, a new round of real estate regulation has begun. In many cities, while tightening the real estate policy, there are also cities in reverse to relax control, Harbin is one of them.

According to the Northeast network in charge of Heilongjiang provincial Party committee, Harbin Municipal Bureau of housing and urban rural development recently issued a notice, proposing 14 specific measures to support the real estate industry, in order to actively deal with the difficulties caused by the epidemic to the production and operation of real estate and construction enterprises and to ensure the stable and healthy development of the real estate and construction industry in the whole city.

From the content of the notice, there are two main aspects of supporting the real estate policy in Harbin.

One is to relax the housing loan policy. In terms of provident fund loans, the circular proposed that the age of individual housing provident fund loans for female cadres at the county level and female professional and technical personnel with senior professional titles should be adjusted from 55 years old to 60 years old; flexible employees can apply for loans by continuously paying the provident fund for six months. In terms of commercial loans, the circular said it would support commercial banks and financial institutions such as Harbin Bank to provide the same policy support for residential apartment products to enjoy residential mortgage loans.

Yan Yuejin, research director of the think tank center of the E-House Research Institute, told the interface news that the new deal of Harbin property market has sent an obvious signal of saving the market, which is in line with the guidance of one city, one policy.

National Bureau of statistics data show that in recent months, Harbin second-hand housing prices in a continuous adjustment trend. In June, local second-hand house prices fell 0.9% month on month, ranking the third among the 70 large and medium-sized cities in which the data were collected. In September, Harbins second-hand house prices fell 0.7% month on month, ranking the first in 70 cities.

Yan Yuejin said that the relaxation of provident fund loans and price reduction and other measures will play a positive role in attracting home buyers to the market, stimulating housing consumption and speeding up project sales of real estate enterprises.

In addition, on November 12, the planning and Construction Bureau of the economic and Technological Development Zone of Zhangzhou Investment Promotion Bureau said at the forum of real estate enterprises that it was currently issuing specific rules or measures according to the requirements of a number of measures, and issued policies to support the purchase of houses by employees of enterprises entering the zone and college students.

At present, the sales of real estate across the country are differentiated and the market conditions are different. Therefore, some cities have tightened their policies and some cities have launched supportive policies. In fact, I feel that there is pressure generally, because there are still few hot cities. It depends on whether the local government dares to do so, Yan said

According to interface news statistics, since August, the second-hand housing market has cooled significantly. In September, among the 70 major large and medium-sized cities, the number of cities with a month on month increase in second-hand housing prices decreased from 43 in August to 25, and further reduced to 10 in October.

Source: editor in charge of interface news: Chen Hequn_ NB12679