It is said that the second set of housing can be achieved through housing mortgage
30% down payment,
Even 0 down payment,
Relying on the intermediary to guide the housing mortgage black box operation?
Whats the matter?
Compound interest meow again stressed that never use the money of housing mortgage loan for speculation in real estate, stocks and other risk investment behavior. Adhere to the housing and housing speculation, 2020, to the final decisive moment, ready to meet the cold winter, do not move, live is more important than anything.
However, it is not to say that the housing mortgage business of banks can not be used. It is really urgent to use money. For example, if you want a large amount of money to see a doctor, or if you need a short-term emergency, you can still choose. After all, the loan is fast, and the amount that can be given is also high. Moreover, the interest rate is floating up according to the benchmark loan interest rate. At present, it is generally up 20% - 50%, which is much lower than that of private lending.
If we consider the use of housing mortgage loans, we must fully consider the financial situation of the family and whether the monthly repayment can bear, learn more about the interest rates of different banks, and strive to choose the lowest.