WeiMiao Business School Alumni story: cultivate financial intelligence, life will be better

category:Finance
 WeiMiao Business School Alumni story: cultivate financial intelligence, life will be better


At the end of 2016, Zeng began to practice outside school. She came into contact with an article about investment in financial media. In her ignorance, she began to look for various ways to get non wage income. After she got her first salary, she put her money on XX Bao. However, due to the bad market situation and speculation, the one recommended by XX Bao that had a relatively high income in the past year lost a lot of money in one year. It wasnt until 2018 that she had her first profit. She made dozens of dollars by buying gold.. Her fund income is not good, has been losing money, plus dare not try stocks, she bought most of her money P2P. Who knows, there was a thunderstorm in 2018, but fortunately it was withdrawn in the first two months.. She didnt give up, and then she invested in another family, 3000 yuan, one year. It was supposed to quit in September last year. As a result, a queuing transfer mechanism was set up at the end of the period. It was not until March this year that a cash out plan was worked out. Now I pay 300 every month, and it will be several months before I can get them all back. In fact, Zeng was originally interested in financial management courses, but her previous classes were all about how to save money, how to keep accounts, and how to exchange credit card points for real objects. I dont think there is anything substantive about it In short, she has been in the state of knowing to invest, but unable to start.

Cultivate financial intelligence, life will be better

At the end of last year, I saw the recommendation of Miao Bai financial training camp in the official account. Its only 12 yuan, which is cheaper than the courses I bought before, and the content seems different, so I bought it with a try. After trying, she found that WeiMiaos course not only did not have the no substance content, but also had many financial knowledge such as fraud prevention. When it came to the point that the stock market plummeted and the yield would be higher, it overturned my long-standing perception. She did not hesitate to report to the general course at the back. At that time, when the teacher didnt give the price, I thought that no matter how much money I had to report, so I didnt hesitate to borrow the money even if it was borrowed. At the beginning of her study, she encountered an epidemic situation. She could only work online. In addition to the nature of her work, her enthusiasm for learning was still very high at the beginning. I have to work night shift, but my work is easy. I watch videos when I am resting and do my homework when I go to work. Later, I need a computer to do homework and check data in the enterprise class of the financial report class. I will watch the weekly video in advance and then write it. Speaking of the back, she is also a little embarrassed, the first ten weeks of learning is very active, after the Spring Festival a little lazy. But by the time she was on the list, her highest yield was more than 75%, and her average annualized return was 20%. The principal is not much. I didnt understand it before. Half of the deposit has been lent out, resulting in 40000 yuan in the stock account now. But at least, the tuition is earned back. More importantly, she knows what to invest and what not to invest in her life. I was going to buy a new car, but I dont want to buy it now. Im going to buy a second-hand car for my father. In the past, I thought it was expensive to invest in myself for more than 1000 yuan. Now Im willing to do it. In the past, she wanted to be promoted and take the entrance examination, but the first thing to consider is the problem of money. But not now, because she knows that investing in herself is the most useful thing. People who understand financial intelligence will have a better life. Those who dont understand financial intelligence are in a mess, especially when it comes to debt. Just like my classmates have been in the state of borrowing and repaying money, and have never thought of changing themselves or their financial situation. From the past to the present, Zeng felt that his future life would be more and more happy. For example, after giving birth to a child, you can ask for sister-in-law or go to the moon center. Later, you can buy a house for your parents in or near their neighborhood, so that they can visit the house. Regardless of the house, car, and not married, financial freedom is very close to her now. Let her invest more than 40 years old. At this age, my parents are just 60 years old and take them on a tour.

Learning alone benefits the whole family

During the epidemic period, Zeng, a native of Hubei Province, was isolated from his hometown in the countryside and had nothing to do. Besides studying, he shared his experiences with his roommates every day. At first, her roommates ignored her. Later, under her influence, she also began to invest in funds. Now, they all have good returns. At the beginning, her boyfriend also felt that she had been cheated. Now she has opened a stock account, fixed investment fund and stock. When you see my income, take the initiative to take care of his account for me.. Some time ago, her boyfriend also used the money earned in his stock account to treat her to a big meal. Zeng also has a 13-year-old sister. After 00, she began to learn financial management with her, let her adapt in advance and lead her peers.. Now, my sister not only learned how to save money, but also gave it to her sister for every hundred yuan she saved. She asked her sister to buy index fund for herself. It is really starting from the doll in financial management. All this is inseparable from Zengs learning and progress in financial management. She not only can judge the holding and selling of stocks through her own analysis, but also deepen her understanding of investment in practice. This is not true. Some time ago, she proved that short-term speculation is not desirable. Im not afraid to laugh. I know that investment needs to be held for a long time, but I always want to make quick money. As a result, we have been practicing speculation for several months recently, but we have lost a little bit. We found that it is still time-saving, painless and labor-saving to hold a good company for a long time after buying a good company. Zeng said that he took small money to invest in the short term, but also idle. But its all experienced before theres a contrast, which allows her to strengthen her long-term ideas and confidence. Source: editor in charge of mass news: Chen Tiqiang_ NB6485

During the epidemic period, Zeng, a native of Hubei Province, was isolated from his hometown in the countryside and had nothing to do. Besides studying, he shared his experiences with his roommates every day. At first, her roommates ignored her. Later, under her influence, she also began to invest in funds. Now, they all have good returns. At the beginning, her boyfriend also felt that she had been cheated. Now she has opened a stock account, fixed investment fund and stock. When you see my income, take the initiative to take care of his account for me.. Some time ago, her boyfriend also used the money earned in his stock account to treat her to a big meal. Zeng also has a 13-year-old sister. After 00, she began to learn financial management with her, let her adapt in advance and lead her peers.. Now, my sister not only learned how to save money, but also gave it to her sister for every hundred yuan she saved. She asked her sister to buy index fund for herself. It is really starting from the doll in financial management. All this is inseparable from Zengs learning and progress in financial management. She not only can judge the holding and selling of stocks through her own analysis, but also deepen her understanding of investment in practice. This is not true. Some time ago, she proved that short-term speculation is not desirable. Im not afraid to laugh. I know that investment needs to be held for a long time, but I always want to make quick money. As a result, we have been practicing speculation for several months recently, but we have lost a little bit. We found that it is still time-saving, painless and labor-saving to hold a good company for a long time after buying a good company. Zeng said that he took small money to invest in the short term, but also idle. But its all experienced before theres a contrast, which allows her to strengthen her long-term ideas and confidence.