Financial literacy refers to the integration of financial related knowledge, financial application ability and financial values that people have. It can enable individuals to make reasonable analysis, judgment and decision-making on financial problems, so as to improve the well-being of individuals and families. More and more research evidence shows that people with high financial literacy are more likely to plan and save in advance and make responsible financial behavior; they can resist the impact of changes in income and expenditure to a greater extent; they can adopt more appropriate ways to cope with market changes and manage possible risks. Good financial literacy has an important impact on individual financial decision-making behavior, economic welfare and social welfare.
Therefore, in the process of Inclusive Finance, another important key is to pay attention to the cultivation and improvement of residents financial literacy, which is of great significance for peoples personal and family happiness, social stability, national security and so on.
WeiMiao business school, the leading financial and business education institution in China, said that financial literacy education is not limited to the teaching of financial knowledge, the interpretation of economic phenomena, the training of financial skills, and the growth of wealth, but is committed to combining the physical and mental development characteristics of students of different groups and different periods, individual cognitive ability, the breadth and depth of participation in social and economic life, and the future The goal of development is to gradually cultivate their vision, feelings and ability to understand and participate in macroeconomic policies, the operation of the national economy, the accumulation of social wealth and value creation, and sublimate from knowledge indoctrination and ability training to the shaping of labor, money and wealth concepts. It is a collection of labor education, life education, knowledge education, ideological education and emotional education.
For this reason, in the three years since its establishment, WeiMiao business school has continuously adjusted and optimized according to the needs, and designed a teaching mode of 20% theory course + 80% practice course in combination with learning pyramid, and launched the Xiaobai training camp and advanced financial freedom course. With high interaction and high acceptance of accompanying teaching, the professional obscure financial knowledge is disassembled into a simple and interesting form for the public to understand and absorb quickly.
In terms of teaching mode, WeiMiao business school adopts the form of online theory + offline practice for hierarchical teaching. The students provide theoretical knowledge covering the four modules of financial thinking, investment analysis, financial tools and operation practice, covering the popularization of financial knowledge, the cultivation of financial intelligence thinking, and the dismantling of financial products such as funds, stocks and insurance. At the same time, through investment simulation, course practice and extracurricular practice, students can provide real investment experience for students to verify, reflect and summarize.
In addition, WeiMiao business school proposed the companion online teaching mode. Through online teaching and community companionship, financial knowledge learning is no longer a one-way output, but a two-way interaction. Teachers and students exchange learning experience, share learning problems encountered, and help users realize self-change and improve professional financial skills in company. Kwai Miao business school has over 3000 employees, and has accumulated millions of users nationwide. It has used tiktok and fast video to popularize financial knowledge for over 40 million people. In the future, WeiMiao business school will continue to deepen its efforts in the fields of financial and business education and financial knowledge popularization, continuously optimize teaching, operation and service, so as to help more users learn financial knowledge and contribute to further improving the financial literacy of Chinese citizens. Source: editor in charge of mass news: Chen Tiqiang_ NB6485
In addition, WeiMiao business school proposed the companion online teaching mode. Through online teaching and community companionship, financial knowledge learning is no longer a one-way output, but a two-way interaction. Teachers and students exchange learning experience, share learning problems encountered, and help users realize self-change and improve professional financial skills in company.