Fixed income + customized funds are intensively bound with banks in depth

category:Finance
 Fixed income + customized funds are intensively bound with banks in depth


According to the reporters interview, the issue of equity funds was hot before, and the power point of fund issuance market in recent years is biased towards fixed income + funds. It is reported that the fixed income + funds of Boshi fund, Baoying fund, China Merchants Fund, Guangfa fund, huitianfu fund and other companies have come one after another, and the bank channel has also begun to vigorously promote the fixed income + fund.

According to public information, the fixed income + funds being issued include China Merchants Anyang bond fund, Nanfang Yuding one-year holding period hybrid securities investment fund, and Fuguo double bond enhanced bond fund, etc.; Guangfa Hengtong 6-month holding period hybrid fund and huitianfu stable Huiying one-year holding hybrid fund also launched early warm-up propaganda.

The reporter learned that the fixed income plus fund is selling well in the bank channel. Some banks attach great importance to the issuance as a substitute for bank financial management, and the fund-raising scale of fixed income + products in a single bank has reached the level of 10 billion. The 6-month holding period hybrid fund, which was launched on October 10, raised 14.56 billion yuan in only three days.

According to a fund manager in South China, large and medium-sized companies have set up a fixed income + fund earlier, have a good medium and long-term investment performance record, and have a good investment experience, which can be recognized by banks. At the same time, the current net value transformation trend of bank financial products is obvious, and the bank channel is willing to promote excellent fixed income + fund products as a substitute for bank financial management.

According to the data of China financial network, there are 47300 non breakeven financial products in the remaining balance of financial products at the end of 2019, with the remaining balance of 23.40 trillion yuan. According to industry insiders, the demand of domestic residents for stable financial management is increasing, and the fixed income + fund with both attack and defense is expected to continue to expand.

Source: Ren Hui, editor in charge of Shanghai Securities News_ NBJ9607