Many banks have introduced the electronic evidence platform of Ancun to build the Internet judicial risk control system

category:Internet
 Many banks have introduced the electronic evidence platform of Ancun to build the Internet judicial risk control system


As a leader in the electronic data deposit and certificate industry and a comprehensive service provider of Internet judicial risk control, Feng Baolong, President of Hangzhou Ancun Network Technology Co., Ltd., was invited to share the theme of building the Internet judicial risk control system of banks at the conference. He provided a good idea on how to build the Internet judicial risk control system of banks, help banks reduce non-performing loans and improve the efficiency of judicial settlement Effective path.

With the intensification of banking competition, the traditional bank risk control system has been unable to keep up with the pace of development of banks, because the digital finance has challenged the traditional finance.

Feng Baolong said that traditional finance has the characteristics of large amount of money and small amount of cases, which can be digested by traditional justice. But now popular digital finance, such as network credit, small and micro loans, inclusive finance, etc., is characterized by small amount, large amount of bad cases and virtual. When a large number of network cases are submitted to the traditional court, it is difficult for the court to deal with it, which also creates digital finance and The contradiction between traditional judicature.

In Feng Baolongs opinion, small and Micro Internet disputes like banks need to be solved in batches, and only in batch can large-scale disposal be realized.

In this regard, he believes that Internet judicial risk control is the standard configuration for the development of digital finance, and building a diversified Internet judicial risk control mode is the most favorable choice for banks, and is also an important measure for banks to shape their core competitiveness in the era of Internet finance.

The seemingly simple risk control model is actually behind the powerful information technology and resource integration. Ancun technology has customized a hard core sharp tool for banks - electronic evidence platform. With this sharp tool, it can realize the integration of data storage and judicial resolution in the whole life cycle.

Feng Baolong said that the platform can make the whole process of bank online business, that is, from the identity authentication of business applicants, business start to repayment collection, electronic data in every link meets the evidence requirements of various judicial institutions, the data is directly synchronized to the judicial chain, and cases can be directly online divided into multiple judicial institutions for synchronous batch processing according to the demand, so as to realize diversification and batch processing Intelligent dispute resolution will eventually solve the problem of non-performing assets collection of financial institutions after loan, improve the Internet risk control system of financial institutions, and promote the rapid and healthy development of digital transformation of financial institutions.

At present, many banks have built this Internet judicial risk control tool. For example, after the Zhejiang branch of a bank has built an electronic evidence platform, the data is sent directly to the Hangzhou Internet court, realizing the batch fast trial of financial cases; a city commercial bank has constructed the electronic deposit and certificate system of the bank to support the whole bank business line system of the purchaser at the present stage, the data is directly connected to the local arbitration institution, and online arbitration is realized. We have learned that with this sharp weapon, the cost of case handling will be reduced by 40% - 60%, the scale of case handling will be increased by 10-100 times, and the collection effect will be increased by 5% - 30%, Feng Baolong said. Source: editor in charge of mass news: Chen Tiqiang_ NB6485

At present, many banks have built this Internet judicial risk control tool. For example, after the Zhejiang branch of a bank has built an electronic evidence platform, the data is sent directly to the Hangzhou Internet court, realizing the batch fast trial of financial cases; a city commercial bank has constructed the electronic deposit and certificate system of the bank to support the whole bank business line system of the purchaser at the present stage, the data is directly connected to the local arbitration institution, and online arbitration is realized.

We have learned that with this sharp weapon, the cost of case handling will be reduced by 40% - 60%, the scale of case handling will be increased by 10-100 times, and the collection effect will be increased by 5% - 30%, Feng Baolong said.