Say no to the behavior of disturbing the real estate order! Beijing launched three special real estate inspections

category:Finance
 Say no to the behavior of disturbing the real estate order! Beijing launched three special real estate inspections


One is the supervision and inspection of commercial housing pre-sale funds. The Municipal Commission of housing and urban rural development, together with the business management department of the peoples Bank of China and Beijing Banking and Insurance Regulatory Bureau, will organize the functional departments of each district to focus on the timeliness and compliance of the collection, withdrawal and use of the pre-sale funds of development enterprises, the entry supervision and audit of the accounts of regulatory banks, and whether the loan funds of house buyers are issued to the special account according to the regulations, so as to standardize the sales banks of development enterprises In order to supervise the bank account management, prevent the risk of delayed delivery and uncompleted real estate.

One is the housing lease contract filing inspection. The Municipal Commission of housing and urban rural development will, in conjunction with the Municipal Public Security Bureau, organize districts to focus on whether the housing rental intermediary agencies timely handle the rental registration and contract filing, whether the registration and filing information is true and accurate, and whether the information released by the housing resources is true.

At present, the self inspection of enterprises and the inspection of various districts have been carried out in an orderly manner. The purpose of the three types of inspection is to strengthen the red line awareness and bottom line thinking of the whole industry, maintain the stable and healthy order of the capital real estate market, protect the legitimate rights and interests of the masses, and coordinate the work of epidemic prevention and control and industry development. According to the relevant person in charge of the Municipal Commission of housing and urban rural development, in general, the special inspection covers a wide range of areas, a long inspection cycle, and coordinated departments, covering the three markets of new housing, second-hand housing and leasing, leaving no dead ends and ensuring effective results.

The reporter learned that on April 30, 2010, Beijing took the lead in the implementation of the property market restrictions, known as the Beijing version of the national ten articles, which stipulates that each family is limited to the purchase of a new house, and the non residents who can not provide the citys tax certificate for more than one year suspend the granting of loans.

At present, the property market purchase restriction policy, which is being implemented, was formulated in 2017, known as the 3.17 New Deal. According to the policy, the commercial housing will be recognized and loaned, the minimum down payment ratio of the second set of housing will be increased to 60%, the maximum loan period will be reduced from 30 years to 25 years, and the sales restriction will be implemented for enterprises.

The real estate market purchase restriction policy has become the necessary measure for the long-term mechanism and scheme of real estate regulation and control in different regions, which plays a key role in stabilizing house prices, stabilizing land prices and stabilizing expectations. Zhaoxiuchi, a professor at the Capital University of economics and trade, vice president and Secretary General of Beijing Society of real estate law, said.

The white paper on housing and urban rural development in Beijing (2020) previously released shows that in 2019, Beijings housing sales prices are generally stable. From the perspective of sales price changes of newly-built commercial housing, the price in the first 10 months was relatively stable, and rose by 1.7% in November. From the second-hand housing sales price changes, the price of the year is basically stable. As for the supervision policy of commercial housing pre-sale funds, it also started in 2010. Up to now, there are nearly 1000 pre-sale projects in the city. In recent years, with the rapid development of the real estate market, the operation and financing mode of development enterprises tend to be high turnover and high leverage, and the house price and construction cost are rising constantly. Chen Zhi, Secretary General of Beijing Real Estate Association, said that, especially this year, affected by the epidemic, enterprises capital chain has generally tightened, banks have strengthened risk management and control, and some enterprises capital risks have been highlighted. Therefore, it is necessary to carry out targeted supervision and inspection of pre-sale funds, which will effectively reduce the risk of fund misappropriation and project unfinished business. Source: Beijing daily client editor: Chen Hequn_ NB12679

The white paper on housing and urban rural development in Beijing (2020) previously released shows that in 2019, Beijings housing sales prices are generally stable. From the perspective of sales price changes of newly-built commercial housing, the price in the first 10 months was relatively stable, and rose by 1.7% in November. From the second-hand housing sales price changes, the price of the year is basically stable.

As for the supervision policy of commercial housing pre-sale funds, it also started in 2010. Up to now, there are nearly 1000 pre-sale projects in the city. In recent years, with the rapid development of the real estate market, the operation and financing mode of development enterprises tend to be high turnover and high leverage, and the house price and construction cost are rising constantly. Chen Zhi, Secretary General of Beijing Real Estate Association, said that, especially this year, affected by the epidemic, enterprises capital chain has generally tightened, banks have strengthened risk management and control, and some enterprises capital risks have been highlighted. Therefore, it is necessary to carry out targeted supervision and inspection of pre-sale funds, which will effectively reduce the risk of fund misappropriation and project unfinished business.