Central bank: more than 20percent residents plan to buy houses in the next three months

category:Finance
 Central bank: more than 20percent residents plan to buy houses in the next three months


However, although the bankers macro-economic heat index also increased significantly in the third quarter, the overall loan demand index and monetary policy perception index decreased. Among them, the real estate enterprise loan demand index decreased by 1.0 percentage points compared with the previous quarter. In addition, the proportion of bankers who believe that monetary policy is loose has decreased significantly.

On September 29, the central bank issued the report on the questionnaire survey of urban depositors in the third quarter of 2020, and conducted a questionnaire survey on 20000 urban depositors in 50 cities across the country.

The survey results show that in the third quarter, both the residents income perception index and the employment feeling index have increased, and the proportion of residents who prefer more consumption and more investment has also increased. Among them, more than 20% of the residents intend to buy a house in the next three months.

Specifically, in the third quarter, the residents income perception index was 49.3%, an increase of 3.2 percentage points over the previous quarter. Among them, 15.8% of the residents thought that their income was increased, 2 percentage points higher than that of the previous quarter, 67.1% of the residents thought that the income was basically unchanged, increased by 2.6 percentage points compared with the previous quarter, and 17.1% of the residents thought that the income was reduced, which was 4.6 percentage points lower than that of the previous quarter. The income confidence index was 49.2%, up 1.3 percentage points from the previous quarter.

From the perspective of consumption, savings and investment willingness, 23.5% of the residents preferred more consumption, 0.2% higher than that of the previous quarter; 50.4% of the residents preferred more saving, 2.5% lower than the previous quarter; 26.1% of the residents preferred more investment, an increase of 2.3 percentage points compared with the previous quarter.

9%), health care (28.1%), tourism (21.6%), house purchase (20.1%), large commodity (18.9%), social culture and entertainment (17.5%), insurance (15.0%).

Overall improvement of entrepreneur survey index

On the same day, the central bank also released the third quarter of 2020 entrepreneur questionnaire survey report. The survey results showed that in the third quarter, entrepreneurs macro-economic heat index, product sales price perception index and raw material purchase price perception index, export order index and domestic order index, capital turnover index and sales loan withdrawal index, business climate index and profit index were higher Overall improvement in the quarter.

In terms of the capital turnover index and sales return index, the capital turnover index in the third quarter was 56.1%, 4.5 percentage points higher than that of the previous quarter and 1.7 percentage points lower than that of the same period last year. Among them, 29.2% of entrepreneurs thought that the capital turnover was good, 53.9% thought it was average, and 16.9% thought it was difficult.

The sales return index was 58.3%, 4.9 percentage points higher than the previous quarter and 3.5 percentage points lower than the same period last year. Among them, 28.6% of entrepreneurs thought that the return of sales payment in this quarter was good, 59.4% thought it was average, and 12.0% thought it was difficult.

In terms of business climate index and profit index, the business climate index in the third quarter was 49.4%, 6.6 percentage points higher than that of the previous quarter and 4.0 percentage points lower than that of the same period last year. Among them, 17.2% of entrepreneurs thought that the business situation of enterprises in this quarter was good, 64.3% thought it was average, and 18.5% thought it was poor.

The profit index was 57.0%, 7.3 percentage points higher than the previous quarter and 1.7 percentage points higher than the same period last year. Among them, 39.2% of the entrepreneurs thought that the profit and loss would increase or decrease, 35.5% thought that the profit and loss would not change, and 25.3% thought that the profit or loss would be increased or decreased.

On the same day, the central bank also released the third quarter of 2020 banker questionnaire survey report. The survey results show that although the macro-economic heat index of bankers in the third quarter of 2020 also increased significantly, the overall loan demand index and monetary policy perception index decreased. Among them, the loan demand index of real estate enterprises decreased by 1.0 percentage points compared with the previous quarter. It is worth mentioning that the proportion of bankers who believe that monetary policy is loose has decreased significantly.

From the perspective of monetary policy perception index, in the third quarter, the monetary policy perception index was 66.0%, 8.6 percentage points lower than the previous quarter and 11.5 percentage points higher than the same period of last year. Among them, 35.0% of the bankers thought the monetary policy was loose, a decrease of 15.8 percentage points compared with the previous quarter; 62.0% of the bankers thought that the monetary policy was moderate, an increase of 14.3 percentage points over the previous quarter. For the fourth quarter, the expected index of monetary policy perception was 63.4%, lower than 2.6 percentage points in the third quarter.

Source of this article: Zhang Mei, editor in charge of securities companies in China_ NF2100