Jingdong Baitiao continues to boost consumer confidence. Where does its confidence come from?

category:Internet
 Jingdong Baitiao continues to boost consumer confidence. Where does its confidence come from?


During 618 of this year, data of Jingdong finance showed that users who paid with Jingdong white note once set a record of breaking one billion transaction volume in 180 seconds.

According to relevant users, the process of using Jingdong Baitiao is convenient. It only needs to meet the credit rating and consumption demand, and then relevant services can be opened.

In order to further improve the user experience, Jingdong Baitiao is also making efforts. Not long ago, in 618, Jingdong Baitiao opened the 24 installment interest free service to a large number of consumers, so as to meet their further consumption needs. The cooperation with other external partners such as multipoint, Dida, Netease cloud music, Xunlei, iqiyi and other external partners has also attracted more consumers attention.

At the same time, with the continuous implementation of Jingdongs unbounded retail concept, online and offline integration has become more and more brilliant. Jingdong Baitiao also plays its own role in many offline scenes. During 618, 15000 offline supermarket chains, shopping centers, chain convenience stores, chain brand stores and other scenes in 28 provinces, cities and nearly 200 cities all supported Jingdongs white bill payment.

Of course, as a payment product, Jingdong Baitiao also faces the common enemy of the industry: stealing brush. As a member of the industry, Jingdong Baitiao has been affected together with the industry as a member of the industry.

However, as a product of Jingdong finance, relying on Jingdongs big data and risk control capabilities based on digital finance for a long time, Jingdong Baitiao has accumulated a lot of experience in the repeated battles against theft brush.

At present, Jingdong Baitiao has been in the whole process of account login, activation, transaction, information modification, etc. through the Tiance decision engine system, TianDun account security and anti fraud system, and Tianwang transaction risk monitoring system, each account behavior is scanned in the background, Real time calculation, identify malicious behavior and high-risk orders, and connect with the distribution system of the mall to intercept high-risk orders in the last kilometer, so as to say no to thieves. Whats more, Jingdong will set up a green channel for feedback on the problem of stealing brush in the service hotline, and establish a special processing process. Jingdong financial customer service will give priority to verification and handling. For the users who are identified as stolen swipe, they are exempted from the responsibility of repayment, and special treatment is carried out for the relevant accounts, which will not affect the credit investigation of users. It can be predicted that with the growing consumption scene of Jingdong Baitiao, it will also be loved by more young consumers and become their preferred payment choice because of its safety and convenience. Source: editor in charge of mass news: Chen Tiqiang_ NB6485

At present, Jingdong Baitiao has been in the whole process of account login, activation, transaction, information modification, etc. through the Tiance decision engine system, TianDun account security and anti fraud system, and Tianwang transaction risk monitoring system, each account behavior is scanned in the background, Real time calculation, identify malicious behavior and high-risk orders, and connect with the distribution system of the mall to intercept high-risk orders in the last kilometer, so as to say no to thieves.

Whats more, Jingdong will set up a green channel for feedback on the problem of stealing brush in the service hotline, and establish a special processing process. Jingdong financial customer service will give priority to verification and handling. For the users who are identified as stolen swipe, they are exempted from the responsibility of repayment, and special treatment is carried out for the relevant accounts, which will not affect the credit investigation of users.

It can be predicted that with the growing consumption scene of Jingdong Baitiao, it will also be loved by more young consumers and become their preferred payment choice because of its safety and convenience.