How strong dialogue highlights Jingdong Baitiao long term value giant crazy layout credit payment

category:Internet
 How strong dialogue highlights Jingdong Baitiao long term value giant crazy layout credit payment


Tencent and meituan are novices in the field of credit payment. The layout of consumer finance can improve market share to a certain extent, but they have gained different reputation.

During the gray scale test of wechat distribution, the media found that the daily interest rate of 0.04% was too high, accounting annualized interest rate was 14.6% (0.04% * 365 = 14.6%). At present, the benchmark interest rate of short-term loans within one year (including one year) stipulated by the central bank is 4.35%, and commercial banks will float up by 0.5% to 2%. In contrast, the annual interest rate of distribution is still nearly 8% higher.

The monthly payment of meituan is highly expected by users due to its layout in various fields, which also benefits from the in-depth operation of meituan in the field of eating, drinking and playing. However, although wechat payment and meituan monthly payment are coming, we cant ignore Jingdong Baitiao and ant Huabei, which have been online for many years.

From the industry point of view, thanks to the rapid development of e-commerce in China, Jingdong Baitiao and ant Huabei have become the biggest beneficiaries in the field of consumer finance, and they are also promoting credit payment into every corner of the city. From the specific performance point of view, Jingdong Baitiao has shown long-term value in the competition, making its users feel the power of innovation.

According to media reports, during 618 this year, 24 interest free has become an industry consensus driven by Jingdong Baitiao. Whether its digital products with more than 10000 yuan or small items with a few yuan, the scope of 24 period interest free has covered many categories, such as digital products, home appliances, mother and baby, drinks and so on. Data shows that during 618 of this year, Jingdong Baitiao has promoted the sales of 50 million pieces of goods without interest. At the same time, Jingdong Baitiao also relies on unbounded retail to connect online and offline, helping brand merchants in offline businesses return to before the epidemic. In addition, Jingdong Baitiao 24 interest free also cooperates with other external partners, such as multipoint, Dida, Netease cloud music, iqiyi, etc., to let the Baitiao run through all fields of the Internet. It can be said that in the consumer financial market, Jingdong Baitiao has shown its long-term value. In the face of the strong appearance of wechat payment and meituan monthly payment, the wall originally constructed by Jingdong Baitiao is also strong enough. I believe that the application scenarios of Jingdong Baitiao will be extended to all aspects of peoples daily life in the future. Source: editor in charge of mass news: Chen Tiqiang_ NB6485

According to media reports, during 618 this year, 24 interest free has become an industry consensus driven by Jingdong Baitiao. Whether its digital products with more than 10000 yuan or small items with a few yuan, the scope of 24 period interest free has covered many categories, such as digital products, home appliances, mother and baby, drinks and so on. Data shows that during 618 of this year, Jingdong Baitiao has promoted the sales of 50 million pieces of goods without interest.

It can be said that in the consumer financial market, Jingdong Baitiao has shown its long-term value. In the face of the strong appearance of wechat payment and meituan monthly payment, the wall originally constructed by Jingdong Baitiao is also strong enough. I believe that the application scenarios of Jingdong Baitiao will be extended to all aspects of peoples daily life in the future.