The governor of Huludao bank was reinstated 11 years ago and was involved in 600 million major cases.

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 The governor of Huludao bank was reinstated 11 years ago and was involved in 600 million major cases.


The Bank of Huludao and Wang Xueling were concerned about it 11 years ago. In August 1, 2007, the Liaoning banking regulatory bureau made a penalty decision. Wang Xueling, the governor of the Bank of Huludao (formerly known as the Commercial Bank of Huludao), was directly responsible for the misappropriation of treasury bond funds and made a penalty decision of 3 years of abolition of the senior management qualifications of the banking financial institutions.

Wang Xueling, the former governor who was dismissed from office 11 years ago, is now reinstated. In fact, in the 2017 annual report of the Bank of Huludao, Wang Xueling was appointed president at the meeting of the board of directors in August last year, and the remarks were taken into effect after approval by the regulatory authority.

From a legal point of view, restricting qualification is also a punishment, but it does not mean that it will never be employed if it is committed. According to the relevant management methods of banking executives qualifications, they can still serve in accordance with the regulations. Wang Zhibin, a lawyer from Shanghai Ming Lun law firm, analyzed the times weekly reporter.

Most regional banks are heavily influenced by local governments, and executives are mostly appointed or appointed by local governments. A bank analyst of China Merchants Securities told times weekly reporter. It is said that Wang Xueling is expected to take over the chairman of the chairman of the post, the reporters of the Times reported the authenticity of the news to the Bank of Huludao to interview an outline, as of the deadline has not received a reply.

The Bank of Huludao, formerly known as Huludao commercial bank, was founded in 2001, located in Huludao, Liaoning, with a registered capital of 2 billion 5 million yuan. It is a regional share-holding commercial bank which is jointly invested by local finance, state-owned enterprises, private enterprises and natural people. Due to the obvious regional nature, the Bank of Huludao has always been unremarkable, but it is more important in Huludao. In 2006, the CBRC began to conduct a major investment examination of city commercial banks, and the Huludao bank bond case was exposed.

According to the criminal verdict of the Liaoning provincial high academy, the Bank of Huludao has misappropriated 610 million yuan of capital from the Fujian businessman Zhuang Dachuan in 2000 to entrust financial management with the Treasury bond investment as a shield. Before the October 2006 case, the economic loss was 290 million yuan. The governor of the governor was the deputy of the bank in charge of the Bank of Huludao. The president. In the penalty decision made by the Liaoning Banking Regulatory Bureau in August 1, 2007, Wang Xueling was entitled to direct responsibility for the misappropriation of treasury bond funds and the qualification of senior managers in banking financial institutions for 3 years.

Wang Zhibin lawyer explained: there is a different period of restriction on the basis of different circumstances. Because the direct liability has been punished for 3 years, the term of punishment can still be applied to the supervisory department.

The public information shows that Wang Xueling was born in 1964 and was a member of the Jinzhou Construction Bank planning department in 1990, the deputy director of the central branch of the central branch of the Construction Bank of Jinxi (now Huludao) and the director of Lianshan Branch of the Construction Bank of Huludao. In July 1999, it was transferred to Huludao city credit cooperatives (Huludao city bank), the deputy director of the city credit cooperatives and the deputy director of the preparatory group of the Commercial Bank of Huludao, and then the president of the Commercial Bank of Huludao. It can be seen that Wang Xueling and Huludao bank have deep roots.

Times reporter noticed that Wang Xuelings relationship with Huludao Bank did not break down immediately after he was dismissed from his post as president of Huludao Bank. Wang Xueling, a new manager on the record of senior managers in February 2009, quit again in January 2010, according to the daily eye survey of changes in business data. According to the Huludao bank annual report 2017, Wang Xueling holds 24 thousand shares of the bank.

The three years penalty for Wang Xuelings entry was expired in 2010. In April 9, 2013, the Liaoning banking regulatory bureau announced that Wang Xueling was qualified as president of the Shanghai Pudong Development Bank Shenyang five Li River Branch governor, and Wang Xueling returned to the industry as a banking executive.

According to reports, Wang Xueling had no criminal responsibility in the case of the year, but there was a management responsibility.

Ten years after the case, among the candidates for leading cadres in Huludao, which was announced in August 16, 2017 by the Huludao Municipal Committee of the municipal Party committee, Wang Xueling appeared on the list. He is the incumbent of the incumbent Shenyang branch of Pufa Bank, the chief executive of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the Shenyang branch of PUFA hair bank), and is to be nominated as the president of the Bank of Huludao and the director of the director of the Bank of Huludao. Ten days later, the board of directors of Huludao Bank passed a motion to appoint Wang Xueling as president and added him to the board of directors for the third term on September 8.

Local government can nominate the president, chairman or director of the board of directors by the board of directors, or directly appoint them, and the banking regulatory department will reclaim the application according to the requirements for the management of the qualifications of the directors (directors) and senior managers of the banking financial institutions. The candidates are checked.

Some of Wang Xuelings qualifications and publicity time are slightly different from the routine of the industry. The president of the Bank of Huludao has been approved by the president of the Bank of China in the 27 year of this year in July this year, after its appointment for nearly a year.

Rise in bad rates

Although he returned to the dispute, Wang Xueling has arrived at the Bank of Huludao. The Times reporter failed to contact the Liaoning Banking Regulatory Commission for comment.

According to the 2017 annual report, the total assets of the Bank of Huludao amounted to 67 billion 373 million yuan, which is the largest commercial bank in Huludao. According to incomplete statistics, there are 15 cities in Liaoning province at present, and the Bank of Huludao ranks about tenth in total assets. After it, only Fushun bank, Benxi commercial bank, Tieling bank, Panjin bank and so on. The top three cities in Liaoning were in Shengjing bank, Jinzhou bank and Dalian bank respectively, in which Shengjing bank and Jinzhou bank completed Hong Kong stock market in 2014 and 2015 respectively. By the end of 2017, the total assets were 1 trillion and 30 billion 617 million yuan, 723 billion 418 million yuan respectively. Although the Dalian bank was not listed, the total assets were more than hundreds of billions. Its 381 billion 963 million yuan.

The operating performance of the Bank of Huludao in the past three years was flat. The sales revenue of 2015, 2016 and 2017 was 1 billion 606 million yuan, 1 billion 669 million yuan and 1 billion 876 million yuan respectively. The growth rate was 18.62%, 3.9% and 12.4% respectively. The net profit of the parent company was 428 million yuan, 500 million yuan and 569 million yuan respectively, and the growth rate was 14.53%, 16.8%, respectively, respectively. 13.8%.

The profitability of Huludao bank is at a competitive disadvantage and is directly related to its business. The annual report shows that the Huludao banks revenue composition is composed of loan interest income, financial institution exchange interest income, commission and commission income, investment income, asset disposal income and other income, accounting for 47.45%, 40.22%, 0.45%, 11.68%, 0.09%, 0.11% respectively. The main loan interest income is mainly in Huludao area, and the proportion of Huludao area is over 80% in the distribution of the loan region, which not only reflects the local strategic layout of the Huludao bank as a regional bank, but also limits its scale growth to a certain extent, and the risk conceals are too concentrated.

It can be seen that the core capital adequacy ratio of Huludao bank is still hovering near the passing line. Compared with the 2016, the index of capital strength of the bank has declined in varying degrees. The core and capital adequacy ratio and the first level capital adequacy ratio have decreased by 1.61 percentage points compared with 12.37% and 12.44% in 2016, and the capital adequacy ratio dropped by 1.69 100 points from 13.43% in 2016.

In the annual report of the Huludao bank, the concrete operating target of assets of 74 billion yuan, 80 billion yuan, 1 billion 25 million yuan in operating profit, 1 billion 230 million yuan and less than 1.8% for the rate of non-performing loans was put forward in 2018. But for the NPL ratio, 2015 - 2017 were 1.41%, 1.64% and 1.74% respectively, showing an increasing trend. In the regional banks in the areas where the economy is underdeveloped and the provincial union is strongly managed, the flow of loans will be inclined to local industries, and most of these banks have more serious problems of asset quality. China Merchants Securities said that. The Bank of Huludao regards the focus of financial services as small and micro enterprises, and can control the growth of bad loan rate and maintain stable profit, which is still severe for the Huludao bank under the rule of Wang Xueling. The source of this article: editors of times weekly: Cheng Gang _NN7377

In the annual report of the Huludao bank, the concrete operating target of assets of 74 billion yuan, 80 billion yuan, 1 billion 25 million yuan in operating profit, 1 billion 230 million yuan and less than 1.8% for the rate of non-performing loans was put forward in 2018. But for the NPL ratio, 2015 - 2017 were 1.41%, 1.64% and 1.74% respectively, showing an increasing trend.

In the regional banks in the areas where the economy is underdeveloped and the provincial union is strongly managed, the flow of loans will be inclined to local industries, and most of these banks have more serious problems of asset quality. China Merchants Securities said that.

The Bank of Huludao regards the focus of financial services as small and micro enterprises, and can control the growth of bad loan rate and maintain stable profit, which is still severe for the Huludao bank under the rule of Wang Xueling.