Report: under the epidemic situation, Chinese families are more inclined to buy funds than to speculate in stocks

category:Finance
 Report: under the epidemic situation, Chinese families are more inclined to buy funds than to speculate in stocks


The report shows that since the first quarter, Chinas household online investment willingness index is 109.6 on average, and the willingness to invest online has increased significantly. Among them, after the epidemic, except for the low-income group, the willingness of online investment of all income groups increased.

Specifically, in terms of saving, the index of Chinese households willingness to deposit dropped from 111.1 in the first quarter to 102.7 in the second quarter. The change in this data shows that more and more Chinese households no longer regard saving as the first choice of wealth management.

The stock market has soared this year, and the publics demand for stocks and fund assets has increased. But in the second quarter, the willingness of Chinese households to allocate stocks was only 90, while that of funds was 96. If the focus is on families with financial assets of more than 100000, the stock allocation willingness is 97.16 and the fund is 103.91.

This shows that Chinese families are more likely to buy funds than to speculate in stocks, the report said. The index also shows that Chinese households are more inclined to hold funds in the medium and long term.

According to the report, if the expectation of economic recovery of households is pessimistic, which leads to their preference for funds rather than stock assets, then when the expectation of economic recovery improves, the behavior of family investment funds may change. That is to say, the current behavior of family increased investment funds is short-term rather than long-term.

The preference for funds over stocks suggests that many individual investors are becoming more rational. Wang Jun, general manager of ant groups digital financial wealth business group, said that both from the perspective of economic structure and the impact of the epidemic, the current structural market situation of equity markets is relatively obvious. Ordinary users may not know how to choose the industry and judge the market trend, while fund managers can play their professional ability to help everyone participate in this round of market.

Gan Li, director of the China family finance research and research center of Southwest University of Finance and economics, said, the epidemic has accelerated Chinas online investment and financing demand, and also made Chinese families financial management concept more rational. Compared with the stock market, the number of people investing in funds is increasing, which is also encouraged by the state to let individual investors participate in the stock market through funds. Under the epidemic situation, will credit funds flow into the capital market? According to the report, the relationship between changes in liabilities and the value (price) of stocks and funds is not significant, indicating that credit funds have not flowed into the capital market. For the group with increased liabilities, households did not have the willingness to invest in funds, stocks, overseas assets, etc.; for those with reduced liabilities, their willingness to invest in funds, stocks and overseas assets also decreased; in addition, families with increased liabilities were more willing to invest in insurance assets. (this article is from surging news, please download surging news app for more original information) source of this article: surging news editor: Li Zhaoyuan_ B7890

Gan Li, director of the China family finance research and research center of Southwest University of Finance and economics, said, the epidemic has accelerated Chinas online investment and financing demand, and also made Chinese families financial management concept more rational. Compared with the stock market, the number of people investing in funds is increasing, which is also encouraged by the state to let individual investors participate in the stock market through funds.

Under the epidemic situation, will credit funds flow into the capital market? According to the report, the relationship between changes in liabilities and the value (price) of stocks and funds is not significant, indicating that credit funds have not flowed into the capital market. For the group with increased liabilities, households did not have the willingness to invest in funds, stocks, overseas assets, etc.; for those with reduced liabilities, their willingness to invest in funds, stocks and overseas assets also decreased; in addition, families with increased liabilities were more willing to invest in insurance assets.

(this article is from surging news. For more original information, please download the surging news app)