1. Smart win life 2020 is newly launched, creating a new scheme for family health and longevity in the era of longevity
With the development of science and technology and the progress of modern medical technology, the ability to cure diseases has been greatly enhanced, and the life expectancy of the population has been increased by 2-3 years on average every 10 years. In addition, with the low birth rate in the world, the population structure of the whole society will change from pyramid type to columnar type.
This means that in the next 30-50 years, the average human life expectancy will be more than 90 years old, and one in four people will be over 65 years old. Chen Dongsheng, founder, chairman and chief executive officer of Taikang Insurance Group, said that most people will suffer from chronic diseases from the age of 50. the era of centenarians is coming, and everyone is living with diseases for a long time summarizes the essence of the age of longevity.
Specifically, Taikang Smart Life 2020 insurance product plan includes Taikang Smart Life 2020 (childrens version) annuity insurance (dividend type) and Taikang smart win life 2020 (adult version) annuity insurance (dividend type). Among them, Zhiying life 2020 (childrens Edition) is specially designed for children. On the basis of the old version, the insurance age is widened to 17 years old, with more fixed benefits. Meanwhile, it also adds a family establishment fund and an accident care fund, and optimizes the way to receive the pension. It provides monthly collection options to ensure that they are received to 99 years old, so as to meet the actual needs of children and lock children in advance Planning for a lifetime.
Smart win life 2020 (adult version) is a long-term solution. On the basis of continuing the classic, it optimizes the way of receiving pension and increasing pension. At the same time, it adds a new vitality pension, and greatly increases the payment of survival benefits to accelerate the accumulation of wealth. It is worth mentioning that the maximum age of insurance for Smart Life 2020 (adult version) can reach 70 years old, so that more elderly people can have the opportunity to improve their quality of life in the age of longevity.
In addition, the insurance of Taikang Smart Life 2020 insurance product plan can also connect with the new account - Taikang supreme 2020 life insurance (universal type) to maintain and increase the value of wealth. At the same time, if you apply for any product in the Taikang smart win life 2020 insurance product plan, you can also enjoy three different additional insurances, such as centenarian pension insurance, long-term care insurance and fixed-term life insurance. No matter whether it is extra pension, guaranteed care, or life insurance, different needs and different responses can make each customer get more comprehensive and reassuring protection.
The problem of seeing a doctor has always been a pain point for people. With the coming of the age of longevity, the contradiction between supply and demand of high-quality medical resources will become more prominent. In this context, Taikang Life Insurance adheres to the concept of respecting life, caring for life, praising life, integrates health care service resources, builds a health service network platform, and provides customers with one-stop health management solutions.
As a matter of fact, as early as 2013, Taikang Life Insurance took the lead in launching medical assistance services in the industry, forming a serious illness green link health service brand, serving customers to solve the problem of seeing a doctor. At the second big health service season conference of Taikang Life Insurance, the green link for serious diseases once again ushered in a heavy upgrade. On the basis of carefree medical treatment and preferential green access for serious diseases, a new three specialities, one care and one subsidy system was constructed to open up the whole process of medical treatment and rehabilitation.
Figure: in 2020, lvtong will build a new three specialities, one care and one subsidy system, and open up the whole process of medical treatment and rehabilitation
In terms of customer rights and interests, 2020 critical illness green link service has also been comprehensively upgraded, and two grades of four level rights and interests make the service scope more clear. The 2020 critical illness green link service is divided into International Version (family), International Version (individual), priority Version (family) and priority Version (individual). The international version customers can enjoy the international second diagnosis service while enjoying the three specialities, one care and one subsidy. It is worth mentioning that during the second big health service season, Taikang Life Insurance will also provide free health examination programs to further repay customers.
Since the launch of Taikang Life Insurances green link for serious diseases, it has been upgraded several times. At present, it has signed contracts with more than 500 core Class-A hospitals in China. It has tens of thousands of medical experts, including well-known experts in the country, covering all key links before, during and after diagnosis. In 2019, Taikang Life Insurance launched the medical housekeeper service, introduced the global advanced medical management mode of severe illness cases, provided customers with exclusive medical housekeeper and medical accompany, and comprehensively guaranteed the medical experience. In addition, Taikang Life Insurances critical illness green link has also established a green medical channel covering many hospitals in the United States and Japan with the help of Taikangs big health strategy system, which has brought international advanced treatment methods and more opportunities for survival. It can be said that having green link for serious diseases is equivalent to having Taikang large health ecosystem and comprehensive medical resources constructed by Taikang for 13 years.
In the view of Chen Dongsheng, founder, chairman and CEO of Taikang Insurance Group, human beings entering the age of longevity means entering the era of great health. Based on the grasp of the pulse of the times, Taikang Life Insurance, relying on the insurance + medical care + asset management large health ecosystem, has stepped up to speed up the empowerment of healthy and long life, and has always resonated with the national social development. The launch of new products and upgrading services in the second big health service season not only perfectly conforms to the characteristics of the age of longevity, health and wealth, but also interprets the corporate values of respecting life, caring for life, and praising life with actions, and contributes to the China Sample of longevity era solution which is at the forefront of innovation for the society.
1. Smart Life 2020 annuity insurance is dividend type. The income above the minimum guaranteed interest rate of universal insurance products is uncertain; the dividend of annuity insurance depends on the actual operation of the company, and the uncertain value may be 0.
2. The account in this manuscript refers to the universal insurance account.