Central bank survey report: 13.8percent of residents think that income increased

category:Finance
 Central bank survey report: 13.8percent of residents think that income increased


Income perception index

Employment perception index

The employment feeling index in this quarter was 37.5%, down 0.2 percentage points from the previous quarter. Among them, 10.7% of the residents thought that the situation is better and employment is easy, 46.9% of the residents think general, and 42.4% of the residents think that the situation is grim, employment is difficult or can not be seen. The employment expectation index was 50.1%, up 2.8 percentage points from the previous quarter.

Price and price expectations

For the next quarter, the expected price index was 58.3%, down 4.9 percentage points from the previous quarter. Among them, 25.3% of the residents expected that the prices would rise in the next quarter, 52.5% of the residents expected basically unchanged, 10.7% of the residents expected to decline, and 11.6% of the residents could not see.

For housing prices in the next quarter, 22.8% of the residents expected to rise, 51.2% of the residents expected basically unchanged, 13.2% of the residents expected to decline, and 12.8% of the residents could not see.

Four

Residents who preferred more consumption accounted for 23.4%, an increase of 1.3 percentage points compared with the previous quarter; residents who preferred more savings accounted for 52.9%, down 0.1 percentage point compared with the previous quarter; residents inclined to more investment accounted for 23.8%, down 1.2 percentage points compared with the previous quarter. The top three investment modes preferred by residents are as follows: bank, securities, insurance company financial products, fund trust products and stock. The proportion of residents who choose these three investment methods is 48.4%, 21.5% and 16.1% respectively.

When asked about the items to increase expenditure in the next three months, the proportion of residents choices ranked from high to low: Education (29.8%), health care (28.3%), tourism (19.7%), house purchase (19.7%), large commodity (18.8%), social culture and entertainment (16.7%) and insurance (15.5%).

The questionnaire survey of urban depositors is a quarterly survey system established by the peoples Bank of China since 1999. In each quarter, 50 depositors were randomly selected from 50 survey cities (large, medium and small) and 400 bank outlets in China. A total of 20000 depositors were selected as the survey objects. The survey includes four aspects: depositors overall judgment on economic operation, savings and liabilities, consumption and basic information of depositors. The index in the questionnaire report of urban depositors is calculated by diffusion index method, that is, the proportion of each option is calculated, and different weights are given to each option (the weight of good / growth option is 1, the weight of general / constant option is 0.5, and the weight of poor / declining option is 0). The proportion of each option is multiplied by the corresponding weight, and then the final weight is calculated Index of. All indexes are in the range of 0 ~ 100%. If the index is above 50%, it indicates that the index is in a good or expanding state; if it is lower than 50%, it indicates that the index is in a state of deterioration or contraction.

The main index calculation methods are as follows:

2. Income perception index: the diffusion index reflecting residents current income. The calculation method of the index is: firstly, calculate the proportion of residents who think that the income of this quarter is increased and basically unchanged, and then sum it after giving weights of 1 and 0.5 respectively.

3. Income confidence index: a diffusion index reflecting residents confidence in future income. The calculation method of the index is to deduct the number of residents who choose difficult to predict, and then calculate the proportion of residents who think that the income of the next quarter is increased and basically unchanged, and then sum them after giving weights of 1 and 0.5 respectively.

4. Employment feeling index: a diffusion index reflecting residents feelings on the current employment situation. The calculation method of the index is to deduct the number of residents who choose to be uncertain, and then calculate the proportion of residents who think that the employment of this quarter is increased and basically unchanged, and then sum them after giving weights of 1 and 0.5 respectively.