On the survival of small business owners

category:Finance
 On the survival of small business owners


Agricultural material dealers: open the door at night to sell goods during rush hour

Some time ago, local businesses were not allowed to open in the street. They could only open at night. Lao Qiu told the first financial reporter.

Laoqiu runs an agricultural materials agency in Suining County, Xuzhou City, Jiangsu Province, which mainly sells agricultural products such as seeds, pesticides and fertilizers. The sudden outbreak has brought a lot of influence to Lao Qius agricultural material sales and goods distribution.

Do not wait for others in farming time. When it comes to why the door should be opened at night, Lao Qiu said: people have to see the sky when they grow their land. When it rains a while ago, they have to be fattened when it rains, so they can only open the door at night to sell. This is what many local agricultural material dealers do quietly.

Agricultural materials sales are generally based on the mode of dealers and agents, which is difficult to operate online. In the early stage of the epidemic, roads were blocked and communities were closed. Many rural areas also took measures to seal villages, which caused difficulties in the distribution of agricultural materials. Before, some places were high-risk areas. Roads were blocked. If farmers wanted to buy fertilizer, they could not get it out, and we could not send it in. Lao Qiu said.

Farming is as expensive as oil. Spring ploughing and spring planting are in full swing nationwide, and a series of supporting policies are launched intensively. With the gradual control of the domestic epidemic situation and the progress of resumption of production, the road is gradually unsealed, and the problems of sales and distribution are solved, but new troubles follow.

At present, the manufacturers have returned to work one after another, but the construction is still insufficient, resulting in the lack of product supply and the gradual rise of product prices.

In purchasing, Lao Qiu felt the pressure of price rise. The upstream raw material supply is insufficient, and the manufacturer is not as abundant as in previous years. The price of compound fertilizer last year was about 2050 yuan per ton, but now it is about 2100 yuan, and the price per ton is about 50 yuan to 100 yuan.

Different from the three eastern provinces, Suining county only entered the main planting season of corn and rice in June, and the current stage is the off-season of the agricultural material industry. According to the past law, before the peak of fertilizer use in June, it is also the best time for agricultural material dealers to stock up.

Generally speaking, the price before and after the Spring Festival is the lowest. When I am preparing goods, the price will rise this year, and my stock will only be half of that of previous years. Lao Qiu said.

But Lao Qiu believed that the market price rise was only temporary. The government is now vigorously promoting the resumption of work and production, and the production enterprises are fully operating and speeding up production. By June, there will be more than two months, and there will be plenty of time. Im still optimistic. Theres a lot of support from the states regulatory capacity and preferential policies for agriculture. Lao Qiu said.

Hostel operator in Japan: I have closed business in cherry blossom season. I will meet maple leaf season

The outbreak of the novel coronavirus pneumonia has been suspended by Japanese residents in the busy season.

In previous years, cherry blossom season was originally the busiest season in the homestay industry, but the sudden drop of the epidemic made Xiaoqiaos occupancy rate almost zero from 100% in previous years.

The impact of the epidemic on the tourism industry as a whole is enormous, as is the case in Japan. According to the novel coronavirus pneumonia impact on small and medium enterprises, the survey results released by Tokyo chamber of Commerce in March 18th showed that about 80% of the enterprises were affected. In particular, Japan and other countries have implemented immigration restrictions and called on citizens to reduce their travel. Enterprises in tourism, clothing, catering and other industries are facing capital turnover problems, and their operations are impacted.

Its Xiao Qiaos sideline and hobby to manage the house and lodging. A few years ago, she and a few friends bought a house in Osaka, and spent more than the cost of decoration to renovate the old house. Before the Spring Festival, when we returned home early, we were waiting for the happy traditional festival of the whole family. As a result, the original plan to return to Japan before the cherry blossom season had to be shelved because of the epidemic.

With the news of the epidemic, she immediately informed Osakas homestay building to be thoroughly disinfected and cleaned. She urgently purchased anti epidemic supplies. Please put the housekeeper sister in Japan in the homestay hall and provide them to the friends who are still staying in the homestay for free.

For safety reasons, before the announcement of the closure of Wuhan, Xiao Qiao and his partners discussed again and again, and unanimously decided to unsubscribe unconditionally for all the guests who were unable to travel or gave up travel due to the impact of the epidemic. From January 22, we began to ask our friends who have already made a reservation whether they would consider delaying their trip. Although everyone is worried, at the beginning, more friends are waiting and hoping. One of the guests said that it was her honeymoon trip, and she had been looking forward to it for a long time. She had been waiting for this holiday for a long time, and hoped that there would be a turnaround in the near future.

But since then, the outbreak of the Japanese epidemic, management and control upgrade, so that the original hesitating guests had to cancel the trip. I dont remember the day when the number of refunds from major tourism platforms surged overnight, and friends tickets began to be cancelled. Said Little Joe.

This is bound to be a process of sacrifice. Gradually, some friends took the initiative to leave us a message, because they knew that the homestay could not be changed at the time of booking, and they carefully told us that their journey had to be cancelled because of the epidemic.

According to the latest survey results released by the Tokyo Chamber of Commerce and industry, orders in Japans travel industry have been cancelled since late February, and the number of new orders added after March is zero.

This epidemic is a serious blow to the tourism and hotel industry. We have kept in touch with some friends who do customized tours for a long time, and they have basically stopped. At present, it will be affected in recent months. The recovery in May and June depends on the situation of overseas epidemic control. Cherry blossom this year cant be seen. I hope I can meet my friends in maple leaf season Said Little Joe.

Beauty industry practitioners: hope to recover in June and achieve profit and loss balance

On the 29th of the lunar new year, Liu Hongs beauty salon was closed as usual. Originally, it was planned to resume business on the 10th day of the lunar new year, but 60 days later. Although the peak of the epidemic has gone far, she is still struggling whether to open.

Being unable to open the door means that there is no income. Rent and other expenses make these small business owners feel pressure. They are most concerned about rent, water and electricity during the epidemic. In order to solve the business difficulties faced by business owners, local governments have introduced policies and measures to reduce the rent of small and medium-sized micro enterprises during the epidemic period, and encouraged local governments to give subsidies to the owners of private houses and platform enterprises that benefit small and micro enterprises and individual businesses.

Liu Hong has always been in a good mood. Our business has always been better. Year ago is the peak of sales promotion, renewal card, business card is also a concentration period. Weve been promoting for a while and dont worry too much about the cash flow.

At that time, I didnt worry too much about the rent, and I also rent a house from an individual. The homeowner also has a mortgage to pay back. This is a national problem, and Im not alone. As for the problem of rent, she initially thought that the epidemic would soon improve, but gradually realized that the fight against the epidemic might be a long-term war.

Fortunately, a few days ago, the landlord gave me a months rent free. Liu Hong said.

However, a months rent free is still a drop in the bucket for a long-standing beauty salon. Im not sure if there will be any guests when I open the door. Im worried about the safety performance. Whether to open the door or not has become a problem for many small business owners like Liu Hong.

Cash flow is driven by passenger flow. There is always a process for us to take off the mask, Liu said. It also needs a process for passenger flow to return to normal gradually. The income of the beauty shop does not depend on the time when I open the door, but on the recovery of the whole environment. Liu Hong is not idle either. Offline beauty salons couldnt open, so she and her staff started selling beauty products online. She noted that recently, the state has introduced many financial policies to help private enterprises and small and micro enterprises return to work and production, requiring financial institutions to favor credit resources for areas and industries seriously affected by the epidemic. The enterprise has not made any loans or mortgages in financial institutions before. I wonder if these policies will be of any substantial help to my small enterprise. If the bank can provide a one-year loan, it can relieve my great pressure. As long as the interest is reasonable, it doesnt matter if it is a little higher. She said. Hope to recover in June. Liu Hong is waiting, this year, I hope all kinds of promotions are basically the same. Source: First Financial Editor: Guo Chenqi, nbj9931

Cash flow is driven by passenger flow. There is always a process for us to take off the mask, Liu said. It also needs a process for passenger flow to return to normal gradually. The income of the beauty shop does not depend on the time when I open the door, but on the recovery of the whole environment.

Liu Hong is not idle either. Offline beauty salons couldnt open, so she and her staff started selling beauty products online. She noted that recently, the state has introduced many financial policies to help private enterprises and small and micro enterprises return to work and production, requiring financial institutions to favor credit resources for areas and industries seriously affected by the epidemic. The enterprise has not made any loans or mortgages in financial institutions before. I wonder if these policies will be of any substantial help to my small enterprise. If the bank can provide a one-year loan, it can relieve my great pressure. As long as the interest is reasonable, it doesnt matter if it is a little higher. She said.

Hope to recover in June. Liu Hong is waiting, this year, I hope all kinds of promotions are basically the same.