Experts: interest rate reduction indirectly drives the demand for house purchase
According to the report, with the situation of epidemic prevention and control gradually improving, the heat of housing search in the first, second, third and fourth tier cities has picked up. According to the user behavior index, in February, the national housing search fever rose 23.4% month on month, the first tier cities increased 21% month on month, the second tier cities increased 19.4% month on month, and the third and fourth tier cities increased 27.3% month on month.
58 Zhang Bo, Dean of anjuke Real Estate Research Institute branch, said that before and after the Spring Festival, there was a periodic fluctuation in the heat of house hunting, which was generally in the trend of first restraining and then raising. With the improvement of online house hunting tools such as Lingan VR sales office and Lingan VR online guide, the enthusiasm of house hunting was met in mid February, showing a steady upward trend.
At the same time, the central bank also adjusted the loan market quotation rate (LPR) quotation in February. Before the LPR interest rate adjustment, MLF had cut the interest rate in advance. From the perspective of LPR adjustment, the interest rate has been lowered, which has played a positive role in the real economy under the impact of the epidemic, especially in the financing level. At the same time, it also reduces the level of mortgage interest rate to a certain extent, indirectly promotes the acceleration of part of the demand for housing to enter the market, which also plays a positive role in the stability of the real estate market.
Photo by Xiong Siyi, a new editor in the data map
Average price of new houses in 67 cities rose month on month
Sanya rose the most on a month basis
The top 5 cities in terms of the month on month growth of urban house prices are Sanya, Hengyang, Zibo, Fuzhou and Taiyuan, with the highest growth rate of 8.3% in Sanya, followed by 6.8% in Hengyang.
From the report.
51 City second-hand housing prices rose month on month
Beijing Laiguangying and Shanghai Jiuting are listed for the first time
According to the report data, in February, the average listing price of second-hand houses in 67 major cities in China was 15503 yuan / m2, up 0.43% month on month. Among them, 51 second-hand housing prices rose month on month. Among them, the average listing price of second-hand houses in Beijing is 58159 yuan / m2, followed by Shenzhen and Shanghai, which are also more than 50000 yuan / m2, respectively 55086 / u33a1 and 51130 / u33a1.
According to the report, the second-hand house prices in Yinchuan, Tangshan, Shantou, Dongguan and Hohhot rose rapidly, becoming the top 5 in terms of month on month growth of second-hand houses in China. Among them, the highest growth rate of Yinchuan was 2.7%.
From the report.
The report shows that in the first tier cities, the hot second-hand housing sectors in Beijing and Guangzhou continue to gather in the surrounding suburbs, with high attention paid to Miyun, Beiqijia, Liangxiang, Laiguangying, Yizhuang and other areas in Beijing, as well as the surrounding areas of Guangzhou New Area, Jinzhou, the east of Zhujiang new city, the old area and Xintang. Lujiazui, World Expo, Pujiang Town, Nanqiao and Jiuting are popular second-hand houses in Shanghai; Longgang central city, Xixiang, overseas Chinese town, danzhutou and Buji in Shenzhen are the focus plates.
In Zhang Bos view, liquidity relaxation is the main direction of financial policy in 2020, and the real estate industry can be moderately relaxed in 2020. But we still need to pay attention to three facts: first, the sustained interest rate reduction of LPR does not mean that the real estate market will turn hot quickly. Second, the introduction of relief policies does not mean that the real estate policy will be greatly relaxed, and the pace of regulatory policies will not be greatly changed due to the epidemic. Third, it will not rely on real estate to pull the economy, and the main tone is that the homeowner does not speculate.
Reduce down payment and discount! How to control the house price after the outbreak of real estate market intensively in many places
It is expected that before the end of the epidemic, the market sentiment will be relatively low and the average market price will remain stable or decline. But with the end of the epidemic, the market is gradually back on track, the market activity is gradually enhanced, and the average market price will rise.