In August last year, the national development and Reform Commission issued a notice to further reduce the service charge standard of the credit investigation center of the peoples Bank of China, which will be implemented from that month. According to the charging standard, at present, the benchmark service fee for commercial banks and other institutions to query corporate credit reports is 20 yuan, and the benchmark service fee for individual credit reports is 2 yuan each.
10 kinds of financial institutions, such as rural commercial banks, rural cooperative banks, rural credit cooperatives, rural banks, small loan companies, consumer finance companies, financial leasing companies, financial guarantee companies, private banks, independent corporate direct banks, etc., implement preferential charging standards for enterprises and individual credit reports. The charging standards for individual credit reports continue to be maintained every 10 yuan Its 1 yuan.
It is also clear in the notice that users of credit investigation system such as commercial banks and small and micro financial institutions shall not violate the regulations to set their own charging items, transfer the credit investigation fee to the queried objects, increase the burden of the queried objects, or require the queried objects to provide their own credit reports. Measures should be taken to promote small and micro financial institutions such as small loan companies and consumer finance companies to access the credit system.
In addition to the phased reduction of credit service charges, since the outbreak, a number of support policies have been issued for the difficulties encountered by various enterprises. For example, at the executive meeting of the State Council held on February 18, it was decided to exempt small and medium-sized enterprises outside Hubei from the pension, unemployment and work-related injury insurance premiums of February to April, and to halve the levy on large enterprises; to exempt enterprises in Hubei Province from the pension, unemployment and work-related injury insurance premiums of February to June; and it was said that before the end of June, enterprises could apply for delaying the payment of housing provident fund. During the epidemic prevention and control period, the living service income of accommodation and catering enterprises shall be exempted from value-added tax.
In addition, the national development and Reform Commission adopted a supportive two-part electricity price policy. For enterprises that are temporarily unable to start and return to work during the epidemic prevention and control period, it tolerated the change cycle and the reduction (suspension) period of the electricity price charging method; the electricity price was reduced by 5% from February to June; for industries such as accommodation and catering, which are greatly affected by the epidemic, financial institutions are not allowed to blindly loan, cut off and squeeze loans; in addition, on February 26 The peoples Bank of Japan lowered the interest rate of supporting agriculture and supporting small-scale loans by 0.25% to 2.5%, which brought practical support to all kinds of enterprises.
Cao Heping, a professor in the Department of industrial economics at the school of economics, Peking University, told the Beijing Business Daily: a series of supporting policies have been introduced recently, the main purpose of which is to reduce the pressure of enterprises to stabilize employment. Under the pressure of multiple liquidity, the most likely thing is to quit employees. But now all kinds of measures, including the exemption of part of social security, are very important to stabilize the employment system.