These people were affected by the epidemic and failed to repay the provident fund loans normally, not including overdue loans

category:Society
 These people were affected by the epidemic and failed to repay the provident fund loans normally, not including overdue loans


But how to repay the existing loan for house purchase? There are some houses that have been bought and sold before the festival. There are also procedures for loan and transfer, and other businesses related to real estate.

So what about these businesses in this special period?

Yesterday, the municipal planning and self Commission and Beijing housing fund management center issued relevant notices to clarify the handling process of these businesses during the epidemic prevention and control period.

Provident fund business

The management departments and loan centers under Beijing housing provident fund management center will start to work abroad from February 3, 2020, and the external working date of each bank agency shall be subject to the notice of each bank.

One

No meeting service

Two

On site business Booking

1. If it is really necessary to go to the business hall to handle business, it is suggested that after submitting the business application through the online business platform, call each management department to make an appointment and enter the service hall according to the appointment time. The telephone number of each management department can be inquired through the column of handling outlets on the homepage of Beijing housing provident fund network. The booking time of business hall of each management department is from Monday to Friday (excluding legal holidays), 9:00-12:00 a.m. and 13:30-17:00 p.m. 2. For the personnel who go to the business hall to handle business on site, please wear masks, accept the temperature test, keep a safe distance, register the access information, refuse to cooperate with the entry registration, accept the temperature test and abnormal test, and do not wear masks, the staff has the right to refuse to enter.

Three

No overdue payment if there is any reason

1. For the individual housing loan of housing provident fund that has been set as the loan date, and needs to be delayed due to the epidemic prevention and control work, the handling department and the entrusted bank shall notify the borrower to adjust the loan date. 2. If the inpatients or quarantiners, epidemic prevention and control personnel need to be isolated from the observation personnel and the epidemic prevention and control personnel, and they fail to make normal repayment due to the impact of the epidemic, they will not be counted as overdue.

Real estate registration

According to the notice on extending the Spring Festival holiday in 2020 issued by the general office of the State Council, the real estate registration halls in all districts of Beijing will go to work normally from Monday, February 3. As a densely populated public place, the real estate registration center is a key area for epidemic prevention and control. In order to further strengthen the prevention and control of the new coronavirus pneumonia epidemic and protect the peoples life and health, the municipal planning and Natural Resources Commission has issued a notice on the handling of real estate registration business in the near future. It is recommended that the public try their best to use the computer terminal, mobile terminal and real estate covering all areas The self-service terminal of chattel registration applies for registration and query business to avoid personnel aggregation and reduce the risk of cross infection. Now, the specific handling time and method are notified as follows:

One

Inquiry and consultation at home

If you need to inquire about the real estate registration information, you can log in to WeChat public number Beijing real estate registration, Beijing Tong APP or log in Beijing real estate palm registration center APP (Android version).

1. WeChat public number Beijing real estate registration

2. Download app of Beijing real estate palmtop Registration Center (Android version)

You can also log in to the website of Beijing Municipal Planning and Natural Resources Commission (HTTP / / ghgtw. Beijing. Gov.cn) and enter the Beijing real estate registration online service platform.

If you need to consult business matters, you can call the real estate registration office of each district for telephone consultation, or you can leave a message via the website or the WeChat public.

Two

Mortgage business branch office

In the branches of banks under the jurisdiction of Beijing Banking and Insurance Regulatory Bureau and subordinate units of Beijing housing provident fund management center, applications for mortgage registration and mortgage cancellation registration can be submitted through online service platform in real estate registration field, financial special network or Beijing Municipal Government extranet, and the real estate registration center will directly issue real estate registration after handling online To prove the electronic license, banks and provident fund outlets can directly start the lending process, and realize the online registration of mortgage without meeting.

Three

Transfer registration network I Office

Through intermediary sales of second-hand houses, log in to the all in one system (BDC. Ghzrzyw. Beijing. Gov.cn / EO), submit materials online for preliminary review, and then go to the site to verify the materials after passing, so as to reduce the waiting time, and then go.

For those involving mortgage loan, the applicant can apply for the registration of transfer of stock house purchase and sale together with the first registration of mortgage involved in house purchase loan.

Four

Bulk business

During the epidemic period, it is suggested that after the relevant agencies have prepared complete materials (including the original), they can submit the business to the real estate registration center of each district in batches at one time, select EMS mail service, retain the entrusted mail Certificate (the content should include the name of the recipient, the address of the right certificate, the right holder, the mailing telephone address, etc.) and pay for the payment.

Five

Make an appointment on time

For non urgent matters, it is suggested to postpone handling properly. For urgent business that needs to be handled at the window, please make an appointment online.

The real estate registration business of the municipal planning and Natural Resources Commission has opened the online booking function, and citizens can use:

WeChat public number Beijing real estate registration - home page login Beijing real estate palm registration center

Log in Beijing Tong or Beijing real estate palmtop registration center app (Android version) to make an online appointment, and enter the hall for business according to the appointment time.

(function() {(window. Slotbydup = window. Slotbydup| []). Push ({ID: u5811557, container: ssp_, async: true});}) (); if you have any questions, please call 010-55595499, 9:00-11:30; 13:30-17:30. 6. The green channel gives priority to the real estate registration center of each district to open up a green channel, and the real estate registration business of enterprises and individuals related to epidemic prevention and control is given priority. If necessary, please contact the service hall of the real estate registration center of each district. The epidemic situation is an order, and prevention and control is a responsibility. The real estate registration service centers of each district suspend door-to-door service and continue to provide real estate certificate mailing service. The public can choose on their own as needed and run less. Source: jingfangzi editor in charge: Li Chao, nb12814

If you have any questions, please call 010-55595499, the consultation time is 9:00-11:30, 13:30-17:30.

Six

Green channel priority

The real estate registration center of each district has opened up a green channel, and enterprises and individuals related to epidemic prevention and control have priority in real estate registration. If necessary, please contact the service hall of the real estate registration center of each district.

The epidemic situation is an order, and prevention and control is a responsibility. The real estate registration service centers of each district suspend door-to-door service and continue to provide real estate certificate mailing service. The public can choose on their own as needed and run less.