How many hundred thousand yuan a year? Netizens question Alipays annual bills

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 How many hundred thousand yuan a year? Netizens question Alipays annual bills


Not in line with actual income and expenditure

The annual bill is seriously inflated

Just after the new year, Alipays annual bill began to brush up its friends circle. The most amazing thing is the annual expenditure. Many netizens are surprised at their chopping hand ability.

Is it true that the annual bill is rich? Is he really rich? No, Mr. Xiong, who works at a software company in the hi tech Zone, said he earned about 150 thousand yuan a year. Last week he saw that he spent 200 thousand yuan a year on Alipay, and he was not too wasteful in spending money. He definitely did not believe it was a real annual expenditure bill.

This happens not only in Alipay, but also in the banking App, as well as the annual expenditure of the year. Mr. Xiong found in the app of a bank that his annual expenditure is also more than 200000 yuan, but how can he calculate it? His annual expenditure is not so much. How can he calculate this bill?

According to the reporter, most netizens feel that the annual bill moisture calculated by the software is very big, which is far from their actual consumption expenditure.

Double entry double entry

Credit card expense and repayment account for two expenses

In response to this situation, the reporter consulted Feng Xiaomin, a professional of an accounting firm, who told the reporter that the annual bill calculated by financial app is not the same as the accounting method of ordinary people, so this kind of error will appear.

This kind of professional bookkeeping method is double entry bookkeeping method. The professional explanation is that for each economic business, it is necessary to register two or more interconnected accounts with equal amount. Popularly speaking, transactions such as refund and closing in Alipay will be included in the expenditure. Therefore, when some netizens see their huge expenses in home, entertainment, food and drink items, it may be double entry bookkeeping caused by more refunds.

It is reported that this bookkeeping method is very common in accounting subjects. In addition, in the annual accounts of Alipay and banks, it will also calculate two expenses for users credit card payments and repayment. For example, on the same consumption, you pay by credit card, spend one time, pay at the end of the month, and make a payment again, so that the total expenditure will be doubled. This is the so-called repeated calculation of expenditure. Therefore, when users see the home life option on Alipay, they spend a lot of time without being nervous, which involves the repeated calculation of credit card repayment.

If Im not sure

Just use stupid method to calculate manually

(function () {(window.slotbydup=window.slotbydup||[]).Push ({id: u5811557, container: ssp_5811557, async:true}); (also); in addition, Alipay will also consider the revenue from financial management as an expenditure. For this reason, ant Jin suit replies to the netizens doubts. This year Alipays annual bill does not have the concept of total consumption, and is adjusted to total expenditure, which will increase investment and finance and gold compared with last year. Financial insurance, human relations, public welfare and charity, transfer and recharge, so you can see that the annual total expenditure is expected to be higher. In terms of WeChat, there is no annual bill yet. If there is still the same expenditure statistics as Alipay, lets not make a fuss. This is actually a different way of keeping accounts. If you do not feel relieved, you can also use the stupid method manually to calculate. In the payment of WeChat, there is a detailed list of monthly expenditure and income for enquiry. In Alipay, there are detailed bills, and one by one calculation, which eliminates the investment and financial management, credit card replacement, which involves double entry bookkeeping, so that the expenditure will be a relatively real annual bill. u3002 Yang Gang, reporter of China business news source: Xiaoqi, editor in charge of China business network

In addition, Alipay will also consider the revenue from financial management as an expenditure. In response to the netizens doubt, the ant Jin suit replied that this years Alipay annual bill does not have the concept of total consumption, which is adjusted to total expenditure. It will increase investment and financial management, financial insurance, human relations, charity and transfer refunds than last year. It will be higher.

In terms of WeChat, there is no annual bill yet. If there is still the same expenditure statistics as Alipay, lets not make a fuss. This is actually a different way of keeping accounts. If you do not feel relieved, you can also use the stupid method manually to calculate. In the payment of WeChat, there is a detailed list of monthly expenditure and income for enquiry. In Alipay, there are detailed bills, and one by one calculation, which eliminates the investment and financial management, credit card replacement, which involves double entry bookkeeping, so that the expenditure will be a relatively real annual bill. u3002 Yang Gang, reporter of China Business News