360 security brain early warning network fraud new threat six major fraud variants are back

category:Finance
 360 security brain early warning network fraud new threat six major fraud variants are back


On January 7, 360 enterprise security group and 360 hunting platform released the Research Report on the trend of network fraud in 2019 (hereinafter referred to as the report). It is reported that in the report, 360 safe brain based on nearly 20000 effective fraud reports received by 360 hunting platform in 2019, reveals the current situation and trend of network fraud from the dimensions of big data trend, victim portrait, typical cases of network fraud, etc., and makes in-depth analysis of typical network fraud in 2019, such as financial fraud, dating fraud, part-time fraud, etc., and summarizes 2019 In, there are six varieties of online fraud, ten scripts and five prevention brochures.

First tier cities become gold digs for cheaters

Cantonese know more about safeguarding rights

In 2019, swindlers will have another year of promotion.

In terms of the number and per capita loss of online fraud reports from 2014 to 2019, although the number of online fraud reports fluctuated, the per capita loss of online fraud increased year by year. This reflects from a certain level that network fraud is becoming more accurate and professional, which leads to more and more losses for individuals to be cheated.

As for the main types of online fraud in 2019, financial fraud, game fraud and part-time fraud have become the three types with the highest amount of reporting. Online gambling fraud, dating fraud and financial fraud are the three types of fraud with the highest loss per capita. Financial fraud, with the largest number of reports and the leading loss per capita, is rapidly eating into the victims wallets.

From the perspective of the geographical characteristics of the victims of online fraud, beishangguang appears on the list. Guangdong province takes the lead in quantity, with 10.7% of the total reported quantity, ranking first. This reflects that Cantonese have a relatively high sense of rights protection, and the top two provinces of per capita loss are Beijing and Shanghai.

Swindle big data to draw outstanding life

Men, women, old and young all have pain points

In the eyes of liars, no one cant cheat.

No matter male or female, their situation of being cheated shows distinct preference and habit characteristics. For example, the two largest online fraud reported by men are financial fraud and game fraud. The fraud with the highest loss per capita is online gambling fraud.

The highest number of fraud reported by women are financial fraud and part-time fraud. According to the report, from the analysis of relevant reporting cases, it is found that housewives and college students who are idle at home are the main victims of part-time fraud.

In terms of age, liars treat young people and old people alike. According to the report, the highest number of reported cases is from 18 to 22 years old, accounting for 23% of the total. Those aged 23-27 and 28-32 were the second and third group respectively. It can be seen that the post-80s and post-90s are the main groups of victims of fraud.

58 + (people aged 58 and above) reported the lowest amount, but the highest per capita loss was 83771 yuan. The average loss of 53-57 years old and 48-52 years old was next. The three age groups are mainly after 60 and after 50. According to the relevant reporting data, people in this age group often suffer from financial fraud, which often results in a large loss (53265 yuan per capita). After 60 and after 50, most of them are retirees, with certain economic basis and strong financial needs, so we should be careful not to fall into the financial fraud trap.

On the whole, from 18 to 58 years old, the number of reports shows a decreasing trend from high to low, while the per capita loss trend is just the opposite, roughly showing a growth trend from low to high.

Dont talk to strangers.

Social platform becomes the big stage for swindlers

On social platforms, people who are courting you for no reason may be liars.

According to the report, QQ has become the most important way for the victims to contact the fraudsters or fraud information, accounting for 10.69% of the total. The second is wechat, accounting for 10.38% of the total. Telephone, a relatively traditional tool, ranks third, accounting for 9.76% of the total. It can be seen that the social platform app is replacing the phone as the most frequently used tool or path for fraudsters to implement online fraud.

In fact, in recent years, the notorious cheating ways of making friends, such as selling tea women, supporting female teachers and American soldiers, are spreading rapidly by using social platform app.

Seeing is believing is the inherent thinking of many people, but big data tells us that the reality is far from it. From the perspective of per capita loss, the fraud harm through live studio is the biggest, with per capita loss up to 134729 yuan. Relevant cases show that such live broadcast rooms are mainly set up in the name of investment guidance and Stock Exchange, and are generally named as trading training courses, ten million concentration camps, XXX stock market competition and so on. The live broadcast room hosts call themselves mentors and recommend various kinds of fishing financing platforms in the name of digital currency to the audience. The audience in the live broadcast room is often mixed with a large number of trust to mislead the victims.

Chasing hot spots, telling stories and watching peoples dishes

Three swindles aim at human weakness

It is reported that the report selects financial fraud, dating fraud and part-time fraud for in-depth analysis according to the number of reports, per capita loss, social impact, public opinion concerns and other factors, so as to further understand the characteristics of online fraud.

No matter spend money or borrow money, no matter be young or silver haired, financial fraud can take advantage of the situation. Data shows that investment and loan financial fraud are two major types of financial fraud, accounting for 92.2% of the total financial fraud. From the age of 23 to 58 +, the most reported fraud is financial fraud.

In addition, the ability of financial fraud to chase the wind is also amazing. From the perspective of per capita loss caused by various types of financial fraud, the per capita loss caused by virtual currency fraud is the highest, which is 134522 yuan. Cheaters cheat under the banner of blockchain, digital currency, bitcoin and mining.

Commonly known as pig killing plate fraud is also a high incidence of network fraud in recent years. According to the report, fraud of making friends and transferring money is the most frequent. After making friends online and establishing feelings with victims, swindlers will defraud ticket money, operation cost and red envelope for various reasons. This has also spawned a large number of dating fraud scripts. In addition to the play of making friends transfer, making friends investment, making friends gambling can not be ignored. Love plus money, the psychedelic drug, can easily make the victims empty.

The report also makes an in-depth analysis of part-time fraud. Among the victims of part-time fraud, college students bear the brunt. According to the report, 18-22-year-old people are the most vulnerable group, accounting for 36.1%. This age group is generally college students with little social experience.

In the part-time fraud, swindle is the highest type, accounting for more than 70%. With the rise of e-commerce, this kind of fraud is enduring, and the per capita loss is over ten thousand, far more than other part-time fraud.

Six varieties of network fraud

We cant prevent it

Just like the evolution of virus, network fraud is also upgrading.

According to the reports of netizens and a large number of cases of online fraud, the report summarizes and refines some common types of varieties of online fraud, which are more and more dangerous and can not be prevented.

For example, the traditional investment fraud with foreign exchange speculation and gold as gimmicks is evolving into blockchain fraud. With the popularity of blockchain, new bottles of old wine are used to defraud the victims.

Interestingly, in the first two years, the loan fraud under the name of zero guarantee, no mortgage has also launched a sequel, which helps cancel the online loan account, otherwise it will affect the credit investigation.

The cheating of making friends in the script also quickly switched the scene of making friends, from wechat plus friends to private chat in the short video app, or starting a black team in the glory of the king. Once friends are added, the victim is lured to download the gambling game.

In the past two years, the winning swindle, which is popular in variety shows, has also changed, playing the inclusive mode of fans welfare. The swindler will use some social platform accounts with a certain number of fans to release the activities of giving back to fans. In fact, it is a simple and direct red envelope rebate activity, which can trick the victims by inducing them to participate in large amount of cash back. The victims who dont know the truth feel that the blogger has a certain amount of fans and influence, and they want to be greedy and cheap, so they participate in such activities and are finally cheated.

Top 10 online fraud scripts in 2019

Be alert when you hear

At the end of the report, the top 10 online fraud scripts will be unveiled in 2019. If netizens hear similar scripts, they must be vigilant.

1u3001 When the blockchain application scenario comes to the ground, XX Yuan can also make a lot of money lying on its back

2u3001 Your credit line is not enough, need to brush the flow, please pay XX cash to prove the repayment ability

Swindlers attract victims through loan advertisements. After the victims get involved, they will propose to deposit a certain proportion of cash to personal bank card with poor bank record, insufficient current account and no proof of repayment ability. As long as you are willing to transfer money, he has various reasons until you find yourself cheated.

3u3001 A financial service has been removed from the market by the state. You need to cooperate to cancel the credit account, otherwise personal credit will be affected

The customer service of the swindler impersonates the online loan platform to contact the victim on the ground that the online loan account will not be cancelled, which will affect the credit investigation record. The swindler requests the victim to cancel the account, and requires the victim to make a loan and transfer the loan proceeds directly to the swindlers account on the ground that the account needs to be cancelled first and only when there is running water.

4u3001 Honey, I have a chance to make a fortune

The common trick of making friends and swindling (killing pig dishes) is that after online love with the victim, the swindler will share the opportunity of making money with the victim. For example, if he is an IT worker, he finds a loophole in a financial platform that can be arbitraged. The swindler will disguise this illegal act and persuade the victim to consider for the future life and family happiness of both sides, so as to eliminate the doubts of the victim. When the victim gets involved, he will be broke.

5u3001 Your etc review process has not been completed, please click the following link to complete as soon as possible

With the introduction of etc policies in various regions, banks in various regions have increased their efforts to implement them. The swindler took the opportunity to weave etc fraud. Send the information of secondary authentication and audit not completed through the disguised telephone number to induce the victim to hook up.

6u3001 Add wechat, you can make money lying down

Curiosity Kills the cat. If someone leaves a wechat message on the Internet and uses the guise of making money online to advocate the business opportunities of making money, you should be careful. Swindlers only say they can make a lot of money, but they sell the so-called online earning method to attract you to add wechat. Wait for you to add, may be pulled into group by cheater, be entrusted by rhetoric, cheat into investment or network gambling trap.

7u3001 Give back to the fans, send me red envelopes, and I will return them three times

This is the latest bonus rebate fraud. The swindler will use some social platform accounts with a certain number of fans to post back fans activities. In fact, it is a simple and direct red envelope rebate activity. In the rebate process, the victim will increase the file by adding money, or ask the victim to transfer again in the name of transfer error, renewal fee, activation fee, etc., until the fraud is exposed and the victim is blackmailed u3002

8u3001 Handle all kinds of professional title certificates without examination

False card fraud is a common saying. The swindler claims that he can buy all kinds of certificates, such as professional titles and academic qualifications, as long as he doesnt need training or examination and pays money. In order to dispel your doubt, the swindler will also guarantee that the real card can be exempted from examination, and can be inquired on the official website. In fact, the swindler will enter the identity information of the netizen who handles the card into the false website to prepare for the verification and inquiry of the netizen who handles the card.

9u3001 XX free, the activity is real and effective

Free to send scam common speech, in some second-hand trading platform, public number, friends circle, cheaters, for various reasons, free to send mobile phones, headphones, bus cards, books, bracelets and so on. Look at the publicity notes. These products are tall, even apple mobile phones, beats headphones, Sony cameras. When you place an order, you will pay the freight. However, when you receive the products, you will find that there is a great difference between the real object and the publicity, and the value is far lower than the freight. Through this trick, the cheater can easily earn the freight difference. In addition, there are also cheaters who ask you to pay first for the packaging fee and handling fee.

Ten, recruit fast shaking voice point Commander

The traditional business platform part time scrub fraud variant, the liar shifted the position from Taobao to jitter and other software. In this kind of fraud, the cheater will let the cheater try to do a single to earn income. After the cheater looses his vigilance, he will ask the cheater to open the work background, temporarily pad money to buy the VIP activation code of a software, and tempt the cheater with no subsequent fees.

Source: editor in charge of China economic network: Wang Honggui, nf7326