After the divorce, the woman bought a house and remarried, but she had to pay 250000 for her husbands credit investigation

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 After the divorce, the woman bought a house and remarried, but she had to pay 250000 for her husbands credit investigation


Ms. Li said that it was not until April this year that the developers informed her to go to the bank for mortgage. However, Ms. Li took her own purchase procedures and ran to several banks in a row. They refused to lend her. It turned out that Ms. Lis husband had credit problems. The bank refused to lend to Ms. Li because of the high risk.

The bank believes that the two have remarried, that is, the relationship between husband and wife. The bank needs to see the credit situation of the two. So whether it was one or two people at the time of purchase, now that they are married, they have to sign and read their letters.

In Ms. Lis house purchase contract, it is agreed to handle mortgage as follows: before September 9, 2018, i.e. within one month after signing the house purchase contract, if the loan cant be handled well, it will be regarded as the buyers breach of contract. Ms. Li believes that this clause is clearly an agreement to handle the mortgage within one month. In fact, the developers didnt tell her that they could go to the bank for loans until April this year. Ms. Li didnt know why the developers delayed, but she said that it was because of the delay of the developers that she was in trouble now. From single state to buy a house, drag to marriage state cant buy a house. In response to the dispute caused by the overdue mortgage loan, the lawyer said that the developer needs to provide evidence to prove that the overdue mortgage loan is a force majeure factor, and if it cannot be proved, it needs to bear the liability for breach of contract.

Developers declined to explain, but said they had helped Ms. Li find a bank that could complete the loan by making an additional down payment. Regarding this matter, Ms. Li and the developer are still in further consultation.

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