Central Bank: Interest Expenditure of Resident Households Applying for Individual Housing Loan is not Influenced

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 Central Bank: Interest Expenditure of Resident Households Applying for Individual Housing Loan is not Influenced


E company news, on the new issue of commercial personal housing loan interest rate, the central bank said that the stock of personal housing loan interest rate is still in accordance with the original contract. After the conversion of the pricing benchmark, the interest rate of the first set of new personal housing loans shall not be lower than the corresponding term LPR (4.85% according to the LPR above the 5-year period of August 20); the interest rate of two sets of personal housing loans shall not be lower than the corresponding term LPR plus 60 basis points (5.45% according to the LPR above the 5-year period of August 20), which is the most actual individual housing loan in China. Low interest rates are basically the same. Compared with before the reform, when households apply for personal housing loans, the interest expenditure is almost unaffected.

Source: Responsible Editor of Securities Times: Xing Haibo_NBJS8850