In the first half of the year, Zheshang Banks net profit growth exceeded 16percent and its unhealthy rate was 1.37percent.

category:Finance
 In the first half of the year, Zheshang Banks net profit growth exceeded 16percent and its unhealthy rate was 1.37percent.


In the first half of the year, Zhejiang Commercial Bank realized business income of 225.74 billion yuan, an increase of 21.39% over the previous year, including net interest income of 15.951 billion yuan, an increase of 37.10% over the previous year, net profit of attribution of 7.528 billion yuan, an increase of 16.07% over the previous year.

By the end of June, the banks capital adequacy rate was 13.32%, and the first-level capital adequacy rate and core first-level capital adequacy rate were 9.89% and 8.52%, respectively, which increased by 0.06 and 0.14 percentage points compared with the end of last year. In terms of asset quality, as of the end of June, the bank had a non-performing loan rate of 1.37% and a reserve coverage rate of 240%. As for the service of inclusive small and micro finance, the loan balance of inclusive small and micro enterprises was 157.618 billion yuan by the end of June, an increase of 12.12% compared with the beginning of the year, and the non-performing rate was 1.06%. In retail business, the total amount of personal financial assets was 444.671 billion yuan, and the number of effective customers was 46.976 million, which increased by 7.68% and 3.26% respectively compared with the beginning of the year. The cumulative amount of credit cards issued was 361.73 million, which realized consumption of 46.286 billion yuan and income of 700 million yuan, up 76.16% and 145.69% from the same period last year. Source: Liu Song_NBJ9949

By the end of June, the banks capital adequacy rate was 13.32%, and the first-level capital adequacy rate and core first-level capital adequacy rate were 9.89% and 8.52%, respectively, which increased by 0.06 and 0.14 percentage points compared with the end of last year.

In terms of asset quality, as of the end of June, the bank had a non-performing loan rate of 1.37% and a reserve coverage rate of 240%.

As for the service of inclusive small and micro finance, the loan balance of inclusive small and micro enterprises was 157.618 billion yuan by the end of June, an increase of 12.12% compared with the beginning of the year, and the non-performing rate was 1.06%.

In retail business, the total amount of personal financial assets was 444.671 billion yuan, and the number of effective customers was 46.976 million, which increased by 7.68% and 3.26% respectively compared with the beginning of the year. The cumulative amount of credit cards issued was 361.73 million, which realized consumption of 46.286 billion yuan and income of 700 million yuan, up 76.16% and 145.69% from the same period last year.