The man went to the toilet and was debted for more than two years because he believed in the small advertisement on the wall.

 The man went to the toilet and was debted for more than two years because he believed in the small advertisement on the wall.

Modern Express News Microfinance, Mortgage Free, Guarantee Free saw such small advertisements on the wall of public toilets, thinking of the recent shortage of funds, Yancheng man Xu Mou called. What surprises him is that this phone call has troubled him for more than two years: he borrowed 10,000 yuan, but had to pay back more than 40,000 yuan. Modern Express reporters learned that the police have arrested the routine loan gang, which has 17 victims.

Capture the routine loan gang Funing Police Map

Xu Mou, who is in his 20s, is doing small business in Funing County Town. But recently, he lost money and is short of money, so he wants to borrow some money to turn around. One day in 2016, when he went to the public toilet, he saw a small advertisement on the wall, which said: micro-loan, mortgage-free, guarantee-free and so on. Although I dont think its reliable, Xu decided to give it a try.

I want to borrow 10,000 yuan. What procedures do I need? Xu Mou dialed the telephone on the advertisement and answered the phone by calling the self-proclaimed manager Zhou. They met each other. Subsequently, manager Zhou took Xu to a mobile phone store in Jianhu. After a series of procedures and signatures, Xu got 8000 yuan in cash.

However, more than two years later, Xu Mou has paid back more than 10,000 yuan, but the financial companys manager Zhou and others still hold the original so-called contract, saying that there are still more than 20,000 yuan left, constantly looking for Xu Mou to collect debts. Loan 10,000, get only 8,000, but also several times the money. Xu Mou was unable to repay the remaining money and could not bear the financial company to collect debts. He had no choice but to report to the Funing County Public Security Bureau.

After investigation, the police in Funing learned that, in the absence of Xus knowledge, Zhou Mou and others, in the form of false purchase of mobile phone installments, together with Dai Mou, a salesman of the consumer finance company, and mobile phone shops, had arbitraged 18095 yuan in cash from four online lending companies. Later in the week, in the name of handling fee in the loan principal approved, only 8,000 yuan of cash was paid to Xu Mou. Up to now, Xumou has repaid more than 10,000 yuan, and the remaining principal plus interest is more than 20,000 yuan.

Through this reporting clue, we have successfully identified 16 similar cases. Funing County Public Security Bureau Criminal Police Brigade handle cases smoothly, so far a series ofroutine loan casessurfaced. After finding out: Zhou Mou once worked as a salesman in a consumer finance company, an accidental opportunity, Zhou Mou found a loophole in the lending process of the financial company, he felt that the opportunity to make a fortune came.

In the second half of 2016, Zhou Mou found Dai Mou, a salesman of another consumer finance company. They consulted and made profits by making false installment cash for purchasing commodities for customers and deducting handling fees. The two sides agreed on each other immediately. The two agreed that Zhou Mou would post an advertisement for micro-loan outside to find customers.

Capture the routine loan gang Funing Police Map

After someone hooked up, Zhou Mou took the customer to the mobile phone market and electric car market in Jianhu cooperation, and then Dai Mou made the false purchase of goods installment business for the customer, and set off the cash of the cancellation fee financial company. The people who handle the case warned against the modern express journalists, and now has been identified, including Xu Mou, a total of 17 victims are deeply involved in the routine loan. At present, suspects Zhou Mou and Dai Mou have been arrested by Funing Peoples Procuratorate in accordance with the law on suspicion of fraud.

Source: Responsible Editor of Modern Express Network: Chengyu_NBJ11143