On the same day, father and son were loans 20 thousand yuan, the son is fathers guarantor.

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 On the same day, father and son were loans 20 thousand yuan, the son is fathers guarantor.


Father and son loan 20 thousand yuan on the same day In May 8th, when he was referred to the loan, Mr. Liu and his son, who lived in Fengyuan town of Linwei District, were very helpless. Xiao Liu said that at the end of 2016, he did ETC in the bank, but failed to do so according to the regulations, because the loan was overdue. I didnt trust the loan, how could it be overdue? Xiao Liu said that at that time he inquired about the personal credit report, and found that he had loan, his father was also loan on the same day, and he was the guarantor of his fathers loan. Lao Liu said, I also did not make loans. Somehow I became a lender. In April 20th this year, Lao Liu inquired about the personal credit report: in June 30, 2010, the Linwei Rural Credit Cooperative Association (hereinafter referred to as Linwei District Union) gave him 20 thousand yuan personal operating loans, divided into 240 periods, and expired in June 29, 2012. As of April 30, 2016, the account status was bad debt, with a balance of 20 thousand yuan. Xiao Liu said that he had repeatedly sought the loan agency of Fengyuan Credit Union and the superior unit of Linwei District Union, but the problem has not been solved. CBRC Weinan branch: Lao Liu loan actual borrower is not himself. The father and son will be reflected in the Weinan branch of the CBRC, and in September 30th last year, the Weinan branch of the CBRC gave written reply to Lao Liu. The reply showed that after receiving the response, the Bureau was responsible for checking the Linwei District Association, and found that Lao Liu handled the loan. Verified by the director of Fengyuan Credit Union and Zhang, it is proved that the actual borrower of the loan is not Lao Liu. The reply also mentioned that Linwei District Association asked Zhang to implement the actual borrowers repayment plan and completed it in 3 months. In May 8th, the Chinese business reporter came to Fengyuan Credit Union, a staff member of the gatehouse said the director went out for a meeting, leaving reporters with a contact. Chinese business reporter learned that Zhang was transferred to the credit cooperative. A woman from the credit union said that Zhang had been seconded to the urban area of Weinan. But one person in charge of the Linwei District Union Supervision Room said that it should first come to the General Department of the United Society, but a black short sleeved man, who called himself a guard, said that the person in charge was not in, and the Chinese newspaper reporter left the contact way and hoped to get a reply. In the morning of May 9th, a staff member of the Weinan branch of the China Banking Regulatory Commission (CBRC) was introduced by a staff member of the Weinan branch of the CBRC. After connecting with the Linwei District Union, he learned that the 20 thousand yuan loan under the old Lius name had been returned. The problem of bad credit records had been reported to the rural credit cooperatives of Shaanxi province. For Xiao Lius loan situation, because no response received, so the specific situation is not known. Then, the Chinese business newspaper reporters again to Linwei District Union, hoping to understand the progress of old Lius bad credit record processing, whether small Liu Ming loan actual lender is not his own situation, the door guard room a man called the Shaanxi Provincial Rural Credit Cooperatives Weinan Office of the inspection team to check the work, telephone contact with the comprehensive Department said no People answered, the Chinese Business Daily reporter expressed the hope to get a reply. But as of press release, no reply has been received from the above two units. The source of this article: the Chinese business network. More brilliant content, please log on to http://www.hsw.cn, He Yufang: _NN5632 editor. In the morning of May 9th, a staff member of the Weinan branch of the China Banking Regulatory Commission (CBRC) was introduced by a staff member of the Weinan branch of the CBRC. After connecting with the Linwei District Union, he learned that the 20 thousand yuan loan under the old Lius name had been returned. The problem of bad credit records had been reported to the rural credit cooperatives of Shaanxi province. For Xiao Lius loan situation, because no response received, so the specific situation is not known. Then, the Chinese business newspaper reporters again to Linwei District Union, hoping to understand the progress of old Lius bad credit record processing, whether small Liu Ming loan actual lender is not his own situation, the door guard room a man called the Shaanxi Provincial Rural Credit Cooperatives Weinan Office of the inspection team to check the work, telephone contact with the comprehensive Department said no People answered, the Chinese Business Daily reporter expressed the hope to get a reply. But as of press release, no reply has been received from the above two units.