A loan contract found by the police from the suspect. A simple and simple loan, less than two months time, the amount of the repayment is more than 10 times the amount of money, and ultimately may be able to compensate for their own house, what kind of cat is hidden behind this? What is the difference between it and the common loan dispute? Thank you very much, the police arrested the bad guys and offered justice to me. In May 8th, the Dang Yang Gou police station, Yuzhong District, Chongqing, heard that the main members of the way loan had been all captured, and the face of the victims lob finally showed a pleasant color. Before, because of a loan of 28 thousand yuan, almost let him pay the market value of about 500000 of the marriage room. On the brink of collapse to the police Policeman, I may have been cheated, please help me. In March 5th of this year, the 30 year old leaflet was accompanied by his father to the police station of the Dayang valley. Under the encouragement and persuasion of the police, the mood of the lob gradually became smooth, and it took place on himself, and a personal experience that tortured himself for half a year slowly came out. Six months ago, in order to repay the credit card debt, Xiao Ye handled a loan of 28 thousand yuan in a small loan company. The loan company tricked ye to sign a 63 thousand yuan loan contract, the Yin Yang loan, the house sale contract, and also made the false bank flowing water and agreed to the high default gold. Then, under the lure of the loan company, Xiao Ye was forced to agree with the loan companys channel requirements, to other companies to continue to loan, less than two months, the lob debt increased from 28 thousand to 422 thousand, housing is also made mortgage registration. In the end, the leaflet was accused of being unable to repay the court and was faced with the situation of auctioning the house to repay the loan. According to the prevailing market price, the market value of leaflet houses is above 500 thousand. The police knocked off the hedge After knowing the situation, the police quickly made a judgement that the case may be a typical routine loan, which is a crime that the state has severely cracked down on. The police station of Dang Yang Gou immediately drew up the police to set up a special case group. After more than 10 days of investigation, a criminal gang of illegal embezzlement of other people through fraud and other means was gradually surfaced. After mastering the clue, the Dang Yang Gou police station was divided into six arrests and more than 50 police force. After two days and two nights, the police station captured 11 suspects in Yubei airport, Banan fish cave, Jiangbei Guanyin Bridge, Jiangbei Haier Road, Shapingba University City, Yuzhong Da Tian Wan and other places. After interrogation, since February last year, Liu and XX, with Wang, Bi Mou, sun and others, used the office of International Trade Building or Cetra Building in Yuzhong district as an office to handle the business in the name of small loans. The victim signed a high loan contract and Yin Yang loan with the name of margin, trade rules and flat accounts. The sale and purchase contract of the house is to defraud and extort the property of the victim by making false banks running water, stipulate the high penalty for breach of contract, and threatening the victim. Up to now, the police have verified that Liu and so on and others have swindled the victims cash by 97 thousand yuan, 2 yuan in cash for the victim Yang Mouhui and 21 thousand and 500 yuan in cash for fraudulent victims Wang Mouyang. The police from the suspect also found a large number of hedge loans together, and are now checking other victims. . In addition, the police verified that members of the gang had defrauded the victims Tan Moumou and others by means of naked loan. At present, the case is being further investigated. The suspect was caught by the police. Yuzhong district police supply map How does routine loan suit the victim and let the victim fall into the trap of the loan company step by step? The case of police handling the case takes the experience of the victims leaflet as an example. formula The signing of Yin and yang contract under unequal conditions When handling the lotion business, the suspect and Xiao Ye signed the Yin and yang contract - a false contract with a false high. The loan was 28 thousand yuan, and the contract was 63 thousand yuan. If a discerning eye knows that it is a false contract, how can the victim be willing to sign it? At first I did not want to sign, but also suspected of being cheated, but the staff around the company said to write 63 thousand yuan is the needs of the company, I do not worry, when the repayment is 28 thousand yuan plus 2000 yuan in the fee, a total of 30 thousand yuan on the line, more than 33 thousand yuan I do not have to manage. Then, they were still photographing me, my ID card and IOUs. Xiao Ye said. According to the suspect, when dealing with the loan, it will grant 63 thousand loans to the parties according to the 63 thousand yuan contract signed. After the success of the loan, the company will immediately send two people to the bank with the victim, and the victim will immediately take out 35 thousand yuan to the company, and the victims actual hand is 28 thousand yuan. When the victim is unable to repay the debt, the company will show the false contract signed by the victim, because there is a bank running water, once the court verdict, the victim is very likely to lose the lawsuit. formula The agreed payment time is short and the penalty is high The contract we signed on that high contract had a breach of contract. I thought the repayment time was similar to the banks process, but I didnt look at it. I didnt see it until I knew the repayment time was so short, and the default gold was so high. Xiao Ye said. It turned out that the small leaf and the company signed a high loan contract, and agreed a high amount of liquidated damages, the agreement required that Xiao Ye must finish the loan within the specified time, the time is 22 days. On the day of repayment, the company notifications leaflet repayment by telephone, exceeding the repayment time is regarded as a breach of contract, and every breach of the contract is charged by 10% of the loan amount on the contract. That is to say, the loan written on the contract is 63 thousand yuan, once the breach of contract, the penalty for every day is 6300 yuan. Such a short repayment time, leaflet is unable to repay on time. Every day to receive the loan companys multiple harassment phone, coercion, intimidation, the psychological pressure of the lob, was forced by the loan company to be at a loss, only to listen to the loan companys advice, slowly into the next trap. formula Being introduced to another company to continue the loan Small leaves can not pay 63 thousand yuan, the company introduced Xiao Ye to second loan companies, the same as the first loan company to sign the Yin and yang contract - borrowing 63 thousand yuan, Yin and yang contract on the amount to 92 thousand yuan, and the previous rules similar. The leaflet thought it could be relieved. I didnt expect the first loan company to come home and ask for another 60 thousand yuan. Whats the matter? It turned out that the lobule exceeded the first loan companys repayment time 10 days, every day, according to the contract on the amount of 10% of the loan amount for breach of contract, which is 60 thousand yuan. At this time, the leaflet is already confused and distracted. In the face of hardship, the loan company has no choice but to let it go. Then, the first loan company introduced him to third companies for loans. The company said it could borrow money, but asked Xiao Ye to provide property certificates as collateral. Due to the previous mortgage in the bank, third loan companies have invested 185 thousand yuan to detain the property certificate and mortgage the property certificate to a Cci Capital Ltd in Chongqing for 330 thousand yuan. To get 330 thousand yuan loan, also 60 thousand yuan liquidated gold, third loan companies, settlement Deposit brokerage fee fee running legs fee, red packet fee and other names will be the majority of the remaining money. As a result, finally to the small leaves only a poor 1000 yuan. Second loan companies did not repay 92 thousand yuan of loans, and the debts of third loan companies nearly 330 thousand yuan came one after another. So far, Xiao Ye found that his debts had risen from the initial 28 thousand yuan to 422 thousand yuan, and he was deeply trapped in the loan companys routine. Finally, the leaflets unable to repay were prosecuted to the court by third loan companies. Fortunately, Xiao Ye and times police, the police arrested all the three main members of the company, and the court proceedings have been suspended. Police reminding Borrowing to go to legal financial institutions Borrowing must go to a regular legal financial institution. If you find yourself in a routine loan, you must call the police in time. We should also establish a correct sense of consumption, more rational and less blind. At the same time, the police also advise those agencies involved in routine loan offenses to surrender themselves to public security organs as soon as possible and strive for leniency. College students encounter routine loans: borrowing 13 thousand to buy computers will eventually pay millions. From the first loan of 6000 yuan to the loan company in December 15, 2017, Shenzhens Xiao Li (pseudonym), who was reading college students, didnt think he was in the middle of the loan. Borrowing 7 times, borrowed a total of 43 thousand yuan, the actual arrival of 39 thousand yuan, through a months base debt, reconciliation, Xiao Lis arrears amounted to 120 thousand yuan.