In recent years, many Internet technology companies have launched gold products with financial institutions, such as Tencent financial micro gold and ant Cun Jinbao. For the Internet gold business, the solicit draft explains that financial institutions sell their gold products through their own official websites and mobile terminals and agency agents entrusted to the Internet. According to the draft, gold products are limited to the gold trading venues approved by the financial institutions, the State Council and the financial regulatory authorities. The agency of the Internet agency to sell its financial institutions to develop gold products should be qualified as a market maker of the gold inquiry market between the Shanghai Gold Exchange (including a trial market maker). Financial institutions should choose Internet institutions within the scope of controllable risks and be responsible for the qualification of Internet institutions. The solicitation draft requires that the registered capital of the Internet agency should not be less than RMB 30 million yuan, and that it must pay for the payment of money capital, and should have the staff who are familiar with the gold business. The gold products sold by Internet agencies for financial institutions shall be filed with the head office of the peoples Bank of China at the level of legal entities of financial institutions. In addition, the draft also points out that the Internet agencies can provide product display services to the gold products of their proxy selling financial institutions, not provide services such as gold clearing, settlement, delivery and other services, no transfer services for gold products, and no transfer of agent products to other agencies for level two or multilevel agents. At the same time, the publicity caliber of Internet agencies for selling gold products should be consistent with the financial institutions official website and the propaganda caliber of mobile terminals. Sun Changhua, a senior researcher at the financial research center of the Bank of communications, believes that the central banks norms are good for commercial banks, and the financial institutions specifically refer to the licensed operating institutions regulated by one line of two meetings, which excludes a large number of barbarous mutual gold companies. The requirement for qualification of market makers is further restricted to a number of banks. According to the list of the official market maker published in the 2017 gold exchange, only the 10 banks of Chinese peasant workers, investment, Xingye, CITIC, Ping An, Ningbo are only the only 6 banks of Guangda, peoples livelihood, Guangfa, PUFA, upside, Australian new.