When it comes to schools, the consequences are even more heartache and anger. Recently, after several months of investigation, the Shenzhen police destroyed a Gang loan fraud gang that infringed more than 300 college students and involved about ten million yuan. 11 people were arrested, and the police are investigating further. 01 The student borrows several times a months interest The lending platform abetted the tear down the wall of the east wall In February of this year, the Taoyuan police station of Nanshan Public Security Bureau received a report from college student Lai Lai, who initially borrowed some money from a small loan platform, but more than a month. It is reported that Lai wants to borrow 8000, but the actual money is only 6000, after four days, the loan platform is required to repay the money, and at this time, the amount has become twenty thousand. As a college student who has no income, Lai is of course not, but the loan platform says it can introduce others to lance again, and then return the money to him. It is also his accomplice that the lender again introduced loan to Lai. In a short month from December 15, 2017 to January 17, 2018, Lai had borrowed money from 7 people for consumption and repayment. In this way, a total of forty-three thousand is borrowed, but the actual account is thirty-nine thousand. This group of people base the debt and balance the debt through the way of the loan. In one month, the sum is up to one hundred and twenty thousand. Since then, borrow a lender to find a parent to ask for money, not to give money to stop calling, but also to find a friend, family with soft - violence debt, even to the home to ask the move in debt, the final request: the property card to them to lend. Under the way, Lai chose to report the case. 02 Naked loan and extortion of violence More than 300 injured students After receiving the report, the police set up a task force immediately for fraud on campus. A gang of criminals who are cheating on campus gradually emerged. The investigation found that the victim of the routine loan case had more than 300 students, of whom the highest amount involved was millions. After investigating the criminal gangs personnel structure and the way of committing crimes, the police concentrated their arrest in Shenzhen and Dongguan respectively. 12 criminal suspects have been arrested, and one of the gold owners of the criminal gang was captured at home in Fukuda, Shenzhen, and some important evidence of the Arres and contracts suspected of fraud were collected by the police. The college students involved in the case are seriously devastated by the back of the way loan, but few have reported to the police. The criminal gangs are making use of the victims, not to be deeply involved in the world, and to extortion money from them. According to the investigation, the suspect forced the victim to sign an unequal or even blank contract. There was no amount on it, only the victims signature and identity card number. That is to say, the agreed period and interest include how to repay all of them by fraudsters. The victim is not sure how much he borrowed and how much interest he paid from beginning to end. In addition to harassing phone calls and other harassment, criminal gangs often threaten by violence. There was a video in the captured suspects cell phone. When the suspect asked for a debt from a student parent in Dongguan, he was armed with sticks and other lethal weapons. He opened the door and entered the room. On the phone of another suspect, there was a video that forced the victims to call nude loan. A student took off all over and promised them the time limit and the way of overdue punishment. 03 Illegal elements aim at the campus Tragedies are frightening Routine loan extends the Talon to college students, and the tragedy is startling. Zhu, a 21 year old sophomore in Shaanxi, has a loan of about 200000 for students meals and repayment of loans. In September 7, 2017, when he was unable to repay, he jumped to the river. In August 15, 2017, fan, a 20 year old student from a foreign language college in Beijing, drowned in Jilins hometown. After his family found his remains, his cell phone also received information threatening to threaten his repayment from time to time. Previously, fan had borrowed more than 13 million yuan on a number of network lending platforms, of which a loan amount was 1100 yuan, and a week later, 1600 yuan was needed, and the weekly interest rate was up to 500 yuan. In April 11, 2017, a sophomore in Xiamen Huaxia college killed herself in a hotel in Quanzhou because of the campus loan. The girl borrows at least 5 campus loan platforms, and accumulatively borrows 257 more than 570 thousand yuan on a single platform. Her family had paid her money many times, and she had received a nude reminder of money during the period. There are many such tragedies, on one side are students with low discernment and general economic level, and on the other side are wickedly wrongful elements, and the naked loan and suicidal suicides emerge in endlessly. Why does the hedge drive the students out of the way? One of the hedge one: never clear the debt In the previous case, it can be seen that the hedge loan loan is full of routine for college students, such as cheating borrowers to sign a high loan contract which can not be paid on time, and the malicious base of the loan. Even if the borrower fails to pay more than one hour, he will add 500 more overdue fees per hour. Routine loan crime two: the means of collection is alarming. In fact, as long as we dare to lend money, we are not afraid of college students. The common means of collecting money are: repeated telephone or information notification; repeated contact with the parents and relatives and friends; send a lawyer letter; go to the school to find a student himself, to post a students arrears in the school public situation; even force the borrower to take nude as mortgage... The average college student will be obedient if he implements several of them. Although hedge loan smells loan, but it is not completely unsolved, the criminal gang is also a choice when searching for the object to be infringed on, and the students with bad consumption, excessive addiction, online gambling and other bad hobbies are more likely to be the target of the illegal elements. Police suggest that college students should set up a correct concept of consumption, do not blindly follow the consumption, if it is really necessary to use money first and home, use the regular way to loan, do not trust small loan non mortgage and other routines. If you fall into the trap of routine loans accidentally, it is recommended to report to the police immediately! The source of this article: Shenzhen public security editor: Huang Zhecheng _B9302 The common means of collecting money are: repeated telephone or information notification; repeated contact with the parents and relatives and friends; send a lawyer letter; go to the school to find a student himself, to post a students arrears in the school public situation; even force the borrower to take nude as mortgage... The average college student will be obedient if he implements several of them. If accidentally fall into the trap of routine loan, it is suggested to report to the police immediately.