When house prices fell 6 yuan in March, Shenzhens 16 yuan in April made everyone laugh.

category:Society
 When house prices fell 6 yuan in March, Shenzhens 16 yuan in April made everyone laugh.


In the early April, a real estate expert made such an evaluation on the housing price of Shenzhen fell 6 yuan in March and fell for 18 months. Image source: Song Dings viewpoint So, in April, how much will the price of the house price drop in Shenzhen? According to Xinhua news agency, the Shenzhen property market after adjusting and controlling the price has ushered in the 19 consecutive drop of housing prices. The latest April property market data from the Shenzhen municipal planning and Land Resources Committee showed that the volume of second-hand housing turnover in the city was up from last month, but down 6.41% compared with the same period last year. The average price of one hand residential house fell for 19 months. The effect of speculative housing and fund violation to the real estate market was first revealed. Photo source: a perturbed net In order to contain the phenomenon of yin yang contract and high rating and high loan in the process of second-hand housing transaction, in March 28th, the central branch of the peoples Bank of Shenzhen, the Shenzhen banking regulatory bureau and the Shenzhen municipal planning and Land Commission jointly issued the regulations. The commercial banks deal with the housing loan business with the minimum value of the net signing of the same price and the housing evaluation price. Determine the loan amount for the basis of the calculation. This means that the real transaction price of the house involved in the second-hand housing transaction in Shenzhen, the contract price of the net sign and the three price of the bank loan evaluation will no longer be calculated independently. People in the industry told reporters that in the past, the trade between the two parties in the past by reporting low prices to avoid taxes, or by raising the rate of bank assessment to reduce the rate of down payment, would be difficult to achieve after the implementation of the new deal. The reporter found that the new deal has little impact on the first house, but it has increased the cost of buying some second-hand housing buyers, the second-hand housing market part of the market is strong, and the enthusiasm of the owners in some areas has declined. An intermediary gave the reporter an account, assuming that the actual transaction price of a house was 6 million yuan, and the net signed contract price was set at 5 million yuan. Before the implementation of the three price unification policy, the bank loan assessment price can reach 6 million yuan, and the buyer will pay 1 million 800 thousand yuan down payment according to the 30% suites of the first suite. After the implementation of the policy, the evaluation price of the bank loan can only take the lower value of the net signed record contract price, according to the 70% calculation of 5 million yuan, the loan amount is 3 million 500 thousand yuan, the buyer needs to pay the first payment of 2 million 500 thousand yuan. In comparison, the down payment increased by 700 thousand yuan. If buyers want to borrow so many loans before the policy comes out, they need to spend more than 2.3 million yuan on taxes and fees. Photo source: a perturbed net At the beginning of the year, the owner of the Longhua waterside pavilions, Xiao Zhang, in Shenzhen, was thinking of selling the house and replacing it with a hundred flowers patch area in Futian in the beginning of the year. For more than a month, he was ready to see more than 20 sets of houses. After the policy of three price in one, he had to buy more than hundreds of thousands of yuan in the house. Just. Last April, we can see a suite of about 16 times per zone in our district. In April this year, we can see a significant decline in the transaction ratio. It is possible to deal with a suite of 27 times. Shenzhen Nanshan Kirin garden business circle of real estate agent Lee told reporters that the volume of second-hand housing turnover in the short term decreased 15% compared to the same period last year, in addition to the buyers of strong watching mood, the owners dropped 1/3, even the occurrence of a degree room housing. In addition, according to the Shenzhen Central Plains research center monitoring, in from April 9th to 22nd, in addition to Futian District, the second-hand housing quotation in the city has been reduced for two weeks in a row. According to the data released by the Shenzhen municipal planning and Land Resources Committee 1, in April, the city had a total of 5897 second-hand housing units, an increase of 4.89%, a decrease of 6.41% over the same period last year. People in the industry said that the Shenzhen property market second-hand housing volume is about 3 times the new housing, has already entered the stock age, three price in one is very lethal, will inevitably lead to second-hand housing transactions. Due to the lag of transaction data, the present effect has not been fully reflected. Because of increased taxes and fees, some buyers have turned their attention to the new housing market. The data showed that in April 2018, the average price of new commercial housing in Shenzhen was 54169 yuan per square meter, the ring ratio decreased by 0.03%, about 16 yuan per square meter, 0.82%, about 444 yuan per square meter, 1934 and 4.68%. In October 2016, Shenzhen implemented the regulation and control policy to increase the purchase and loan limit. At present, the Shenzhen property market has continued the trend of this round of regulation and control, and the price of new houses has declined for 19 consecutive months. In addition, Shenzhen is also accelerating the construction of long-term mechanisms such as hire purchase and concurrent purchase. Wang Feng, director of the Shenzhen real estate research center, said that as a super large city with rapid population inflow, about 80% of Shenzhens housing is rental housing. At present, state-owned enterprises, developers, professional leasing institutions, village collective Limited by Share Ltd, government and banks are competing into the leasing industry to improve the rental service quality. The government is also increasing the supply of rental housing, and fostering and developing the housing rental market through financial innovation, tax incentives and financial subsidies. To promote the healthy and stable development of the real estate market. Source: Daily Economic News Editor: Yang Qiang _NN6027 Because of increased taxes and fees, some buyers have turned their attention to the new housing market. The data showed that in April 2018, the average price of new commercial housing in Shenzhen was 54169 yuan per square meter, the ring ratio decreased by 0.03%, about 16 yuan per square meter, 0.82%, about 444 yuan per square meter, 1934 and 4.68%. In October 2016, Shenzhen implemented the regulation and control policy to increase the purchase and loan limit. At present, the Shenzhen property market has continued the trend of this round of regulation and control, and the price of new houses has declined for 19 consecutive months. In addition, Shenzhen is also accelerating the construction of long-term mechanisms such as hire purchase and concurrent purchase. Wang Feng, director of the Shenzhen real estate research center, said that as a super large city with rapid population inflow, about 80% of Shenzhens housing is rental housing. At present, state-owned enterprises, developers, professional leasing institutions, village collective Limited by Share Ltd, government and banks are competing into the leasing industry to improve the rental service quality. The government is also increasing the supply of rental housing, and fostering and developing the housing rental market through financial innovation, tax incentives and financial subsidies. To promote the healthy and stable development of the real estate market.