Post-90s Annual Bill: The balance is only four digits, with seven digits on hand

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 Post-90s Annual Bill: The balance is only four digits, with seven digits on hand


How much do you earn, how much do you spend, or even more?

Although the balance is only four digits, there are seven digits on hand.

The top three expenditures are daily necessities, food and transportation.

Late night, Alipay opened for more than 100 days.

Engels coefficient fluctuates around 20%.

Revenue from financial management is approximately equal to 0.

...

This is a typical Alipay account for the North Canton and the 90s.

If it werent for this bill, workaholics didnt know they made so much money.

We chatted with the post-90s of different income levels about their consumption situation, and found that one of the common characteristics is to have fun in time, with little consideration for tomorrow. Even though some post-90s generations have already made millions, the balance is only 250 yuan.

[Five figures a year

Seeing the bill, I plan to take more subway in the future.

Cici

Age: 24

Occupation: Media Commissioner of Internet Companies

Total annual consumption of Alipay: 77279.28 yuan

When I saw this years annual bill, I was attending a conference outside. After the end of the show, thinking of my 12,000-plus taxi fare, I began to hesitate as I looked at the icons: otherwise, take the subway today.

After working for more than a year, I became insensitive to taxi prices. The estimated cost of less than 50 feels nothing, and more than 50 bites will be called. Its too cold, the subway station is too far, the number of transfers is too many, the things are too heavy, the time is too late, I can make up on the car... I can find countless reasons for taking a taxi.

A taxi ride, a wallet crematorium. In retrospect, if we take two more steps to take the subway, we can now save a trip to Southeast Asia Island Country.

The cost of eating is much less than I expected. According to the frequency of taking out two meals a day (morning and evening) and saving one bureau a week, I thought the number would be exaggerated a lot, that is, I dont know whether the statistics are accurate or not.

Statistics show that I have more than 130 days to open Alipay late at night, and more than half of them are on takeout. I cant help it. I often rush to midnight and finish my work after 12 oclock. If I dont order a takeout to reward myself, it will be a miserable day.

When did I realize how fat I was? Probably once after stretching. Its not the tendons on my legs that hurt when I press my legs, its the meat on my stomach.

Dont get me wrong. Im not a regular gym guest. The leg crush happened in the first week after I finished my card. Now, my private tutor is too lazy to greet me three times a day. Even if I had the motivation to go to the gym, I didnt have that Pacific time. Statistical sports health expenditure is more like a psychological comfort, as if I spent money, I was a step closer to middle-class self-discipline. Its the same thing that I ordered a vegetable for every takeout and looked at it. Ive worked hard for my health.

In fact, when it comes to transfers and Wechat payments, it costs more than that. Look at the table, barely five digits. My friends advised me to downgrade consumption, but I think its right to try to make money - once I start to cut back, Im afraid I wont be able to go back to the past.

Symptoms of workaholism:

Be ready for work 24 hours a day?

2. Do you work overtime without overtime pay?

3. Do you dare not refuse to work within the scope of blame?

4. Give up basic rights and interests such as vacation voluntarily?

5. Never take sick leave until you reach the operating table.

6. Care about the evaluation of colleagues, dare not easily offend people??

7. Applaud your superiors and be a qualified licking dog?

8. Being crowded on the rush-hour subway in the morning and evening * * * * * * * * * * * * * * * * * * * * * * * *

9. At least one bottle of hair loss proof product *

10. No time to fall in love and become an empty nest youth??

11. Before ordering takeout, you should first see if there is a full reduction, and then grab a red envelope?

12. Dates after work are always interrupted by various kinds of work, and in the long run, have no friends?

13. When I go to bed at 1 a.m., I dont want to put down my cell phone. Only this time of day belongs to me?

Workmania index:

Workmaniac Level: Diamond Workmaniac

[Six figures a year

Its a million dollars, but its all public money.

Yao

Age: 26

Occupation: Marketing Manager of Internet Company

Total annual consumption of Alipay: 18w+

Im the one with the balance of only four digits, but seven digits flowing in my hand.

In 2018, my total consumption of Alipay was 18W, but the amount of transfer and red envelopes exceeded 100W. Typical has not many, but has seen many.

After three years of work, the income level has not improved much, but the requirement for the quality of life has risen again and again.

There are too many places to spend money:

In the early stage of aging, we should start to pay attention to health care, grape seeds, liver-protecting tablets, cranberry slices, multi-vitamins, cod liver oil, barley if all leaves.

Skin care can not be ignored, by the small red book grass row lamp, reluctant to buy the original price, black five cheap fast 1000 yuan, ruthlessly chopped hands;

Home decoration can not be too sloppy, there is a good saying, although the house is rented, but life is not. Every time I move, I have to revisit IKEA. It would be nice to decorate your home with your boyfriend at this time, but where does a social animal have a boyfriend? No, it should be social animals. How can they have a house in Beijing?

You cant live up to your annual vacation. You cant afford to go to the romantic Turkey. You also have to go to Tokyo. You can go to Paris next year.

Now I think the level of consumption is quite good. I dont need parental subsidies. I dont have any savings, but I have enough money to spend with my friends. The balance at the end of the year is enough to take my parents abroad. As Alipay PR said, money can be calculated, but the happiness of money is not clear.

Symptoms of workaholism:

Be ready for work 24 hours a day?

2. Do you work overtime without overtime pay?

3. Work within the scope of non-accusation of being forced to refuse *

4. Give up basic rights and interests such as vacation voluntarily?

5. Never take sick leave until you reach the operating table.

6. Care about the evaluation of colleagues, dare not easily offend others *

7. Applaud your superiors and be a qualified licking dog.

8. Being crowded on the rush-hour subway in the morning and evening * * * * * * * * * * * * * * * * * * * * * * * *

9. At least one bottle of hair loss prevention products?

10. No time to fall in love and become an empty nest youth??

11. Before ordering takeout, check to see if there is a full reduction. By the way, grab a red envelope?

12. Dates after work are always interrupted by various kinds of work, and in the long run, have no friends?

13. When I go to bed at 1 a.m., I dont want to put down my cell phone. Only this time of day belongs to me?

Workmania index:

Workmaniac Level: Gold Workmaniac

I borrowed up to 60,000 yuan, and I borrowed 58,000 yuan.

Zhang Ziwu (alias)

Age: 24

Occupation: Deputy Director of an Enterprise Office

Total annual consumption of Alipay: 11w+

I didnt know that I could make so much money before I saw the Alipay bill. Today, theres a passage on the Internet that says billing well-off: Ming Ming is so poor that he has a hard time. Looking at the bills, he feels that he has had a good year. I feel that way.

I belong to the kind of people who consume ahead of time. I borrowed 60,000 yuan, and I borrowed 58,000 yuan.

The payday is 25 every month, but the credit card repayment time is 8. These ten days are a little sad in the middle. Sometimes we have to rely on the reserve fund to turn around.

Expenditures are mainly spent on girlfriends, travel, daily necessities and drinking with buddies. Several of our college students are in the same city. They get together seven or eight times a month. After having a girlfriend, the frequency drops a lot. Its really expensive to have a girlfriend.

Mobile phones need new models, rings need six claws, online Red shops need to explore, birthday festivals need sentiment, hot movies can not be missed, half a year later, movie tickets can be filled with three big picture frames. I still have some savings in my first year of work. This year is the second year. I have to rely on my parents to help me.

Fortunately, such a day will not continue next year - my girlfriend broke up with me, after our engagement. Doesnt it mean that high rents make young men and women afraid to break up easily? Why did she just say go?

At the end of the Alipay bill, lets make a wish. In 2019, I want to be better myself. Maybe plan to save money. After all, many mothers-in-law still need a wedding room.

Symptoms of workaholism:

Be ready for work 24 hours a day?

2. Do you work overtime without overtime pay?

3. Do you dare not refuse to work within the scope of blame?

4. Give up basic rights and interests such as vacation voluntarily?

5. Never take sick leave until you reach the operating table.

6. Care about the evaluation of colleagues, dare not easily offend people??

7. Applaud your superiors and be a qualified licking dog?

8. Being crowded on the rush-hour subway in the morning and evening?

9. At least one bottle of hair loss prevention products?

10. No time to fall in love and become an empty nest youth??

11. Before ordering takeout, check to see if there is a full reduction. By the way, grab a red envelope?

12. Dates after work are always interrupted by various kinds of work, and in the long run, have no friends?

13. When I go to bed at 1 a.m., I dont want to put down my cell phone. Only this time of day belongs to me?

Workmania index:

Workmaniac Level: King Workmaniac

There is no end to the desire to consume

Li Zhihong (alias)

Age: 25

Occupation: Freelancers

Total annual consumption of Alipay: 30w+

In 2018, I chose to quit my job and open a personal studio. The money on hand is more generous and the autonomy of life is greater.

I usually prefer shopping, when business is not much, idle and boring buy and buy; when business is too much, the pressure is too great to buy and buy. Costume and beauty seems to account for more than a third of this years bills. The next big expense should be travel.

Since I opened my studio, I have more time to work at home. In 2018, I have another cat owner. I dont know if its because its hairless and fragile. Part of the cost this year is to see a doctor for it.

There is no threshold for the desire to spend money. This time you spend more, next time you only want to spend more. Five-digit bags have been started this year, and six-digit bags will be considered next year.

In 2019, I hope the studio can make more money and I can buy more bags.

Symptoms of workaholism:

1, 24 hoursreadiness * 1, 24 hours readiness * * * * * * * * * * * * * * * * * * * * *

2. Do you work overtime without overtime pay?

3. Work within the scope of non-accusation of being forced to refuse *

4. The basic rights and interests of giving up vacation on ones own initiative *

5. Never take sick leave until you reach the operating table.

6. Care about the evaluation of colleagues, dare not easily offend people??

7. Applaud your superiors and be a qualified licking dog.

8. Being crowded on the rush-hour subway in the morning and evening * * * * * * * * * * * * * * * * * * * * * * * *

9. At least one bottle of hair loss prevention products?

10. No time to fall in love and become an empty nest youth??

11. Before ordering takeout, check to see if there is a full reduction. By the way, grab a red envelope?

12. Dating after work is always interrupted by various kinds of work. In the long run, there have been no friends * * * * * * * * * * * * * * * * * * * * * *

13. After going to bed at 1:00 a.m., I dont want to put down my mobile phone. Only this time of day belongs to me completely.

Workmania index:

Workmaniac Level: Silver Workmaniac

[Seven figures a year

I earn 300 W a year, and I only have 250 left at the end of the year.

Li Danyang (alias)

Age: 27

Career: entrepreneurs in the financial sector

Total annual consumption of Alipay: 10w+

Total annual expenditure at a bank: 300w+

After reading the Alipay bill, there is nothing in it: look at the credit card bill.

The annual bill of a bank shows that my total income in 2018 was 3158461.34 yuan, and my total expenditure was 3158205.01 yuan - 250 yuan have been saved this year.

After exchanging bills with several friends in the group, we found that we spent 1000W + this year, mainly because of down payment.

The advertisement says that men visit XXs home twice a year. Although I dont go to XXs house, I only buy clothes twice a year, once in summer and once in winter. This year, I spent 7W and 20w, respectively. These two purchases can basically cover the new model of the whole year. In terms of brand, I prefer 1881.

I always think that money is meaningful only when it circulates. I dont regret the money spent. Its also a drop in the bucket for the development of the company. Business is not good this year. Although we are small companies and there are not many people eating, sometimes I feel so worried that I cant sleep. Not long ago, I took over an agent for an American purifier brand. Financial industry is not easy to do. In 2019, I intend to try another direction.

Symptoms of workaholism:

Be ready for work 24 hours a day?

2. Do you work overtime without overtime pay?

3. Work within the scope of non-accusation of being forced to refuse *

4. Give up basic rights and interests such as vacation voluntarily?

5. Never take sick leave until you reach the operating table.

6. Care about the evaluation of colleagues, dare not easily offend others *

7. Applaud your superiors and be a qualified licking dog.

8. Being crowded on the rush-hour subway in the morning and evening * * * * * * * * * * * * * * * * * * * * * * * *

9. At least one bottle of hair loss proof product *

10. No time to fall in love and become an empty nest youth??

11. Before ordering takeout, you should first see if there is a full reduction, and then grab a red envelope by the way * * * * * * * * * * * * * * * * * * * *

12. Dating after work is always interrupted by various kinds of work. In the long run, there have been no friends * * * * * * * * * * * * * * * * * * * * * *

13. After going to bed at 1:00 a.m., I dont want to put down my mobile phone. Only this time of day belongs to me completely.

Workmania index:

Workmaniac Level: Bronze Workmaniac

The above 13 workaholic criteria listed by China Founder Search are bronze, silver for 5-7, gold for 8-9, diamond for 10-11 and king for 12-13. Welcome to self-test.

Wei Jia Chengbo, editor of Cai Haoshuang, a journalist of the Beijing News, proofread Wu Xingfa

Source: Wang Fengzhi _NT2541, responsible editor of Beijing Newspaper