Internet financial products sporadic treasure under the shelf, redemption to pay the commission fee.

category:Internet
 Internet financial products sporadic treasure under the shelf, redemption to pay the commission fee.


At 3 p.m. on April 20th, Wang Chunxian responded to the problems of starfish treasure platform and financial products sporadic treasure. Video capture Starfish treasure financial platform released financial products sporadic treasure under the shelf and redemption notice. WeChat screenshot At 3 p.m. on April 20th, Wang Chunxian, chairman and general manager of Xiamen Sheng Star Investment Network Technology Co., Ltd., suddenly appeared in a live broadcast platform, but he did not record the program, but responded to the problem of the operation of the Haixing treasure financial platform and financial products zero star. In April 8th, Haixing Bao financial platform issued a notice that the shelf treasure of the existing financial products on the shelf would result in a large number of customers unable to redeem their investments. Wang Chunxian and other responsible people in the live broadcast said that zero star is due to the regulatory policy level and other reasons, and the launch of the fast redemption of funds scheme, redemption funds to the platform to pay 15% fee to the platform, and half of the remaining funds will be used to replace the shares of related companies. The scheme immediately raised questions from investors. The new Beijing News reporter noted that before the zero star under the shelf, P2P net loan risk special regulation work leading group office has issued a notice, clear the net loan agencies that have not obtained the financial license will be banned. Some investors therefore suspect that sporadic treasure is related to the qualification of operators. Since the end of June this year, the clean plate of the Haixing treasure financial platform a customer service personnel also confirmed the day before, zero star because of the national policy is not allowed and normal under the shelf. Investors damaged by zero star Haixing treasure Internet financial platform official network shows that the platform is mainly for borrowers and investors to provide information on the interaction between the two sides to complete the financing of the two sides to match the intermediary services. In 2015, starfish treasure financial platform launched the financial product sporadic treasure on the same line in the same year. According to the introduction of Haixing Baos financial platform, zero star is a current product that can calculate interest on the day, the next day can be raised and the annual interest rate is 8.88%, which attracts a large number of investors. In April 4th of this year, investors found that the mobile phone APP of starfish treasure platform could not operate properly, and the sporadic treasure investment could not be taken out. By April 8th, the official website of starfish treasure platform has announced that the platform will download the sporadic treasure products. For the reasons for the next shelf, the announcement is due to the difficulty of matching the asset end technology, the rise of business bad debts, and the compliance requirements of the P2P filing regulatory policy layer to the zero treasure and the latest prohibition of the Internet management. Not to taste sweet, money can not be taken out, Wang Pan, 23, is a university student in a university in Hunan. She became a zero star investor at the beginning of this year, and will save more than 1 million yuan for a year. Wang Pan and investors received a series of news released after the sporadic treasure went off the shelves. In April 7th, Haixing Bao announced that the limitation is limited, but also to charge 8% of the total amount of investment as a fee, and in April 9th to adjust the fees, from the original 8% to 15%, Wang Pan and a number of investors believe that these are the Haixing treasure financial platform tyrant clause. Wang Pan said she had to redeem herself for fear of greater losses and 1500 yuan to lose 15% of the fee, but the money remained 8500 yuan, but the money has still not come to the account. The person in charge of the live broadcast of the commentary scheme At 3 p.m. on April 20th, sporadic treasure was set up about two weeks after the next shelf. Wang Chunxian, chairman and general manager of Xiamen Sheng Star Investment and Technology Co., Ltd., who operated Haixing treasure financial platform, answered all kinds of problems of sporadic treasure. The new Beijing News reporter watching live replay video found that in 1.5 hours of live, Wang Chunxian and the other two people in charge of the platform actually spoke less than 40 minutes, the rest of the time or debugging equipment, or silence. In the live broadcast, Wang Chunxian and other investors answered the two options of investors redemption amount of sporadic treasure. In addition to 15% of the fee, the remaining half of the remaining 85%, or 42.5% of the funds, will become the equity of the associated company of the platform investment, and the investor can only return the total of 42.5% of the total. Wang Chunxian said that the quick redemption of funds program is to ensure that the platforms capital chain continues. If the option of quick redemption of funds is not chosen, investors will get the right to distribute fixed assets in Xiamen. Wang Chunxian said the company has also opened an ordinary redemption method that does not collect fees. Only 1/1000 of the total can be redeemed every day, and only once a day is allowed. That is to say, invest 10 thousand yuan, can only redeem 10 yuan everyday. Visit Financial platform clear dish qualification at the end of June The Beijing News reporters from the official website of starfish treasure platform obtained the sporadic investment agreement on products, which shows that Party B is Xiamen Sheng Rong Xing Xing Network Technology Co., Ltd. According to the state enterprise credit information public display system, the main business software development, information system integration service, data processing and storage service are the main business of the company. Within its scope of operation, the Beijing News reporters did not find business projects on Internet finance. In addition, Haixing treasure financial platform official network did not disclose related data, reports and other information, violating the network lending information intermediary agency business activities information disclosure guidelines requirements. Last December, the P2P net loan risk special regulation of the leadership group office issued a notice on the rectification and acceptance of the P2P network loan risk special rectification, which required all localities to complete the record and registration of the P2P institutions before the end of June this year. Daily operation can be carried out; no license, but the stock return to zero, no new institutions must be issued a commitment, time limit change; no license, the stock of the organization will be included in the disposal of the class. Insiders told us that as the net loan deadline is approaching, the industry is now in the process of starting related rectification. Beijing News reporter noted that, in the financial products zero star under the shelf, Haixing treasure financial platform has issued a message, promised that the platform will be clear at the end of June. In April 25th, the new Beijing News reporter contacted the Haixing treasure financial platform, the platform customer service personnel said, zero star treasure driving is the national policy is not allowed, belongs to the normal shelf. The customer service staff said that how to disclose the specific circumstances after receiving 15% of the investors fees. Reporters also repeatedly contacted Sheng Hong Xing Investment Company and a number of related companies, the phone no answer. Lawyers statement Redemption fee is a tyrant clause As of April 25th, the Beijing News reporters joined the 2 WeChat groups and 4 QQ groups established by sporadic investors, and the number of each group ranged from 40 to 500. In a WeChat group, investors are constantly expressing their intention of no quick redemption. There is also investor statistics, only in a starfish protection QQ group, involving investment amount is close to 80 million yuan. In response to Wang Chunxians live broadcast, many investors still expressed their dissatisfaction in the rights group, and said they would protect their rights through reporting, prosecution and other legal channels. According to the basic principles of the contract law of China, the Ling Xingbao financial products under the Haixing treasure financial platform belong to the unilateral responsibility, if it is the force majeure to cause the company to violate the company. Investors will not be affected, and the money invested can also be redeemed in full. But on the 15% handling fee, Kai Kai said it belonged to the overlord clause, and investors could refuse and prosecute it. This edition is collected / the Beijing News reporter travels in heaven. The source: Beijing News Editor: Bai Xin _NT4464 As of April 25th, the Beijing News reporters joined the 2 WeChat groups and 4 QQ groups established by sporadic investors, and the number of each group ranged from 40 to 500. In a WeChat group, investors are constantly expressing their intention of no quick redemption. There is also investor statistics, only in a starfish protection QQ group, involving investment amount is close to 80 million yuan. In response to Wang Chunxians live broadcast, many investors still expressed their dissatisfaction in the rights group, and said they would protect their rights through reporting, prosecution and other legal channels. According to the basic principles of the contract law of China, the Ling Xingbao financial products under the Haixing treasure financial platform belong to the unilateral responsibility, if it is the force majeure to cause the company to violate the company. Investors will not be affected, and the money invested can also be redeemed in full. But on the 15% handling fee, Kai Kai said it belonged to the overlord clause, and investors could refuse and prosecute it. This edition / new Beijing News reporter You Tianyi