Central bank officials talk about new rules for bar code payment: individual payment agencies are not in place.

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 Central bank officials talk about new rules for bar code payment: individual payment agencies are not in place.


Last year, the central bank issued the notice of the peoples Bank of China on the printing and issuing of the barcode payment business specification (Trial) for the problems of the risk of barcode payment and some market organizations to disturb the fair competition order. The relevant technical specifications were issued and implemented since April 1, 2018. The scavenging payment is bound by the limit. The standard encourages consumers to use dynamic barcode payment, and divides the risk prevention ability into ABCD four according to the different transaction verification methods, and the daily transaction limits are different at different levels. Among them, the static barcode payment, the same customers single bank account or all payment accounts accumulated on a single day does not exceed 500 yuan. Now almost a month, from the implementation effect, actually is not very in place. Fan Wen said, commercial banks and most of the payment institutions are still more conscientious and more implemented, but there are a few Payment institutions in this respect. Basically, there are policies on the game. He pointed out: either deliberately evading evasion or simply doing nothing, or doing something flexible to deal with it. We have also received complaints in this regard. We have also interviewed the relevant agencies and requested that the deadline be corrected. The next step will be to further monitor the situation. Fan Shuangwen also explained the quota in the new rules. He said that the technical characteristics of bar code payment were divided into four security levels of ABCD, and the corresponding payment business has also made corresponding provisions. There is no restriction from Class A to the D class 500 yuan limit, which is made for different safety levels. 500 yuan is not a limit on all scan code payments, but only for the D class with the lowest security level. The static code is convenient, the cost is low, the printing is convenient, but the security is relatively poor, it is easy to be replaced by the implants and implants the Trojan horse virus. It will cause a certain amount of money loss to the customer, especially because the virus has an impact on the security of the whole customer information after a certain point. Fan Wen said. The report released yesterday showed that bar code payment was popularized rapidly in 2017. The annual non bank payment institutions handled about 7300000000 bar code payment business, the amount of 910 billion yuan, and consumption accounted for 99.93%. The sum of consumption is 1-100 yuan, accounting for 33.68%, and 100-500 yuan is 52.65%. Fan Shuangwen reminds us not to spend the effort to escape the rules and to ignore the rules blindly, especially when the influential institutions in the market should take the lead in compliance with the law. We can not think that we are big and unable to fall down, or even think that we are large and unable to manage. If you are good at yourself, you will be complied with. If you want to implement it, you will need some input. If you need to make certain adjustments, these rules will not be implemented. Source: Beijing News Editor: Ji Xue Ying _NN6784 Fan Shuangwen reminds us not to spend the effort to escape the rules and to ignore the rules blindly, especially when the influential institutions in the market should take the lead in compliance with the law. We can not think that we are big and unable to fall down, or even think that we are large and unable to manage. If you are good at yourself, you will be complied with. If you want to implement it, you will need some input. If you need to make certain adjustments, these rules will not be implemented.