Mobile payment not only replaced cash, but also significantly replaced the PC side payment.

category:Internet
 Mobile payment not only replaced cash, but also significantly replaced the PC side payment.


The report shows that in 2017, Chinas commercial banks dealt with online payment business about 48500000000, the amount of more than 2070 trillion yuan, the number of pen numbers increased by 5.20%, the amount dropped by 0.47% over the same period. The non bank payment institutions handled about 48300000000 Internet payment businesses, which amounted to more than 38 trillion yuan, down 27.14% and 28.61% respectively. In 2017, the proportion of Internet payment and mobile payment in non bank payment institutions accounted for 26.9% and 73.1% of total network payments. Compared with 51.6% and 48.4% in 2016, the proportion of mobile payment services increased significantly, which had a significant substitution effect on the Internet payment service. At the same time, the report also released other statistics of the industry. The report points out that the scale of the participants in our payment service is constantly expanding, which is enriched by the peoples Bank of China as the core, the banking financial institutions as the basis, the concession clearing institutions and the non bank payment institutions as a supplement to the diversified payment service organizations. Among them, the banking financial institutions are still the main force, and the about 220000 business outlets established by the more than 4500 banking financial institutions have built up a huge internal payment network and face-to-face business channels, which lays the foundation for ensuring the innovation and rapid development of the payment business and supporting the professional services of other retail payment providers. By the end of 2017, 218 corporate payment institutions have 1541 branches, and Internet payment, bank card receipts and prepaid card business cover all the cities in the country. The number of employees and business income have begun to take shape. Report data show that in 2017, a total of about 160000000000 non cash payment transactions in the country, the amount of more than 3750 trillion yuan, up 28.59% and 1.97% respectively, the number of growth slowed slightly, the amount of growth slowed down considerably, non cash payment transactions tend to high frequency. In 2017, the downward trend of note business slowed down. The total number of bills business in China was 256 million, with a total value of more than 170 trillion yuan, down 12.79% and 8.21% respectively from the same period last year. The construction of the Shanghai stock exchange has made obvious progress in the participation of the participants and the electronic transaction of bills. The new format of the new mode of the ticket exchange has initially formed and developed. The electronic commercial bill of exchange has developed rapidly. In 2017, the electronic commercial draft system issued about 6500000 tickets, with a total amount of more than 12 trillion yuan, increased by 184.38% and 52.02%, respectively, and 6 million 780 thousand, with an amount of 13 trillion yuan, respectively, 185.17% and 51.75% respectively; the discount about 1790000, the sum of 6 trillion and 950 billion yuan, respectively, increased 113.96% and 20.50%, respectively. The amount is 44 trillion yuan, the number of pen increased by 62.71% compared to the same period last year, and the amount dropped by 2.89% over the same period last year. Pledged repo 440 thousand, the amount of nearly 7 trillion yuan, an increase of 181.20% and 104.90% respectively over the same period. The bank card business continued to develop rapidly and healthfully. The bank card transaction took place about 149000000000 times in the whole year, and the amount was more than 760 trillion yuan, up 29.41% and 2.67% respectively over the same period. The reform of the fee pricing mechanism of bank card fees has begun to come into being, which has promoted the standard development of the bank card collecting market, and the reform policy has been formally landed, and the invoice circulation mechanism is initially straightened out, and the implementation of the two has jointly reduced the business costs of the merchants. The consumption of bankcard business has increased strongly, and the penetration rate of bank cards has increased continuously, reaching 48.71%. With the increasing security and rapid popularization of non cash payment tools such as mobile Internet remote payment and near field payment, the media properties of bank cards tend to desalination, and the trend of conversion of kkey payment to base payment appears. The prepaid card business is steadily carried out in the standard. In 2017, 153 prepaid card issuers issued 189 million cards, the amount was about 89000000000 yuan, the number of card issuers decreased by 14.48% compared to the same period last year, and the issuance of cards increased by 9.09% over the same period last year. 114 prepaid card institutions took up about 11600000000 prepaid business cards and received an amount of about 87000000000 yuan. The emerging payment business has maintained rapid growth. The scale of mobile payment business continues to grow rapidly. In 2017, domestic commercial banks handled about 37500000000 mobile payment businesses, which amounted to over 202 trillion yuan, up 46.06% and 28.80% respectively over the same period last year. Non bank payment agencies have handled about 239000000000 mobile payment businesses, with an amount of more than 105 trillion yuan, representing an increase of 146.53% and 106.06% respectively over the same period. On the basis of the industry data accumulated over a long time series in previous years, the report has increased the data analysis of bar code payment related business. In 2017, the popularity of bar code payment promoted the penetration of mobile payment from online to offline, and the volume of transactions continued to expand. In the whole year, the non bank payment institutions handled about 7300000000 pieces of barcode payment business, 910 billion yuan and 99.93% of consumption. The distribution of single consumption amount was 1-100 yuan, 33.68%, 100-500 yuan, 52.65%. Small, fast, and convenient payment characteristics were more obvious. (Wen Quan) source: NetEase science and technology report editor: Wang Fengzhi _NT2541 The emerging payment business has maintained rapid growth. The scale of mobile payment business continues to grow rapidly. In 2017, domestic commercial banks handled about 37500000000 mobile payment businesses, which amounted to over 202 trillion yuan, up 46.06% and 28.80% respectively over the same period last year. Non bank payment agencies have handled about 239000000000 mobile payment businesses, with an amount of more than 105 trillion yuan, representing an increase of 146.53% and 106.06% respectively over the same period. On the basis of the industry data accumulated over a long time series in previous years, the report has increased the data analysis of bar code payment related business. In 2017, the popularity of bar code payment promoted the penetration of mobile payment from online to offline, and the volume of transactions continued to expand. In the whole year, the non bank payment institutions handled about 7300000000 pieces of barcode payment business, 910 billion yuan and 99.93% of consumption. The distribution of single consumption amount was 1-100 yuan, 33.68%, 100-500 yuan, 52.65%. Small, fast, and convenient payment characteristics were more obvious. (Wen Quan)